41 Pumpkin Cay A Key Largo, FL $ 5,375,000
41 Pumpkin Cay A
$ 5,375,000
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41 Pumpkin Cay A

Key Largo, FL, 33037
$ 5,375,000
Bedrooms4 Baths3.1 Sq 1,970

Monthly Estimate*

$ 33,095

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Condo for sale in Key Largo, FL

for $5,375,000 with 4 bedrooms and 3 full baths, 1 half bath. This 1,970 square foot condo was built in 1975.

Welcome to your easy-living retreat at 41A Pumpkin Cay of Ocean Reef Club. This beautifully updated 4-bedroom, 3.5-bath ground-floor condo offers a bright, open layout designed for gathering family and friends. It’s truly move-in ready, featuring a brand-new AC (2026), a new roof (2025), and newly installed impact sliding glass doors that open to your screened-in porch—perfect for those slow mornings watching the sunrise. The heart of the home is the modern kitchen (updated in 2021), featuring quartz countertops, sleek stainless steel appliances and generous cabinet space. Whether you’re hosting a dinner or a casual happy hour, the custom bar—complete with a new Scotsman ice maker and wine fridge—makes entertaining a breeze. One of the four bedrooms offers great flexibility as a home office or guest suite, featuring a built-in queen Murphy bed. For the boaters, your assigned 29-foot dock is just steps away in a protected canal with quick ocean access. Offered fully furnished, this residence is ready for you to move right in and start making memories in the heart of Ocean Reef.

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Condo Active

Price

$ 5,375,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Condo

Taxes

$ 27,720

Style

Year Built

1975

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A11982791

Features
General
Heating Electric
Cooling Central Air Ceiling Fan(s)
Utilities Cable Available
Possession Close Of Escrow
Appliances Dryer Dishwasher Electric Water Heater Ice Maker Microwave
HOA Fee 5700
Garage Spaces 1
Association Fee Includes Common Areas Cable TV
Security Features Security Guard
Restrictions Dock Restrictions No RV No Truck
Construction Materials Block
Pets Allowed No Pet Restrictions Yes
Year Built 1975
View Canal
Unit Number A
Property Subtype Condominium
Tax Year 2025
Waterfront Features Canal Front
Assoc Fee Paid Per Quarterly
County Monroe
Property Type Residential
Association Amenities Boat Dock Business Center Clubhouse Playground Trail(s)
Subdivision Name Ocean Reef Club
Garage Y/N true
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
Directions GPS to Ocean Reef Club North Key Largo
City Key Largo
Entry Location 1
Senior Community Y/N false
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Listing Terms Cash Conventional
Property Attached Y/N true
Year Built Details Resale
Tax Annual Amount 27720
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://show.tours/v/ZtNnxLK
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Condominium
Legal Description PRIVATE DWELLING NO PC-41A PUMPKIN CAY CONDOMINIUM NO 9 OR689-480 OR967-1162 OR967-1163 OR1248-1993 OR1574-1473 OR1739-1088 OR2582-2384 OR27
Membership Fee 365000
Membership Fee Frequency One Time
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Interior
Interior Amenities Bedroom on Main Level First Floor Entry Elevator
Flooring Ceramic Tile
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Impact Glass
Half Baths 1
Total Bedrooms 4
Entry Level 1
Total Baths 4
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Exterior
Exterior Amenities Security/High Impact Doors
Parking Features Guest Other One Space
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Swenson & Ecuyer Realty

Broker

info@estatesinparadise.com

Email

Affordability Calculator

$35,405
Per Month
93%
7%
0%
Monthly Principal & Interest
$33,095
Monthly Property Taxes
$2,310
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/13/2026$5,375,000 Listed Price

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41 Pumpkin Cay A, Key Largo, FL, 33037 is a Condo for sale at $5,375,000 with 1,970 sqft. 41 Pumpkin Cay A has 4 bedrooms, 3.1 baths, and was built in 1975. The property's zip code is 33037 which is in Key Largo, FL