198 Gardner Road Philadelphia, TN ^$ 249,900

198 Gardner Road

^$ 249,900

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198 Gardner Road

Philadelphia, TN, 37846

^$ 249,900

Bedrooms3 Baths2.0 Sq 1,344

Monthly Estimate*

^$ 1,539

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Single Family Home for sale in Philadelphia, TN

for $249,900 with 3 bedrooms and 2 full baths. This 1,344 square foot home was built in 2022 on a lot size of 1.

Immaculate, open floor plan ranch style home on 1 acre. Large open living area, split bedroom design. Built in entertainment statement in large open combo living/dining and kitchen area. Kitchen has stainless steel appliances, huge center island, farmhouse style apron sink. Oversized master with ensuite bathroom with dual vanities, walk in shower, built in shelving and walk in closet. 2 additional guest bedrooms with guest bathroom. Home eligible for 100% financing with USDA or VA loan, also possible seller financing

Single Family Contingent

Price

^$ 249,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 720

Style

Modular, Contemporary, Manufactured/Mobile, Ranch

Lot Size

Year Built

2022

Town/City

Philadelphia

County/Region

Loudon

MLS | Web ID

20261092

Features

General

Living Area 1344

Sewer Septic Tank

Heating Central

Cooling Central Air

Utilities Water Connected Electricity Connected

Possession Close Of Escrow

Roof Shingle

Appliances Dishwasher Electric Range Electric Water Heater Refrigerator

Patio/Porch Features Deck

Architectural Style Modular Contemporary Manufactured/Mobile Ranch

Pool Features None

Security Features Smoke Detector(s)

Construction Materials Vinyl Siding

Year Built 2022

View Pasture

Levels One

Property Subtype Single Family Residence

Community Features None

County Monroe

New Construction false

Property Type Residential

HOA false

Attached Garage false

Garage Y/N false

Other Structures None

Full Baths 2

Status Active Under Contract

Directions From Philadelphia Tennessee 37846 Follow Spring St to US-11 N 2 min (0.5 mi) Turn left onto US-11 N 6 sec (46 ft) Continue on Rausin Rd. Take Sunnyside Rd to Gardner Rd in Monroe County 8 min (4.0 mi) arrive at 198 Gardner Rd Philadelphia TN 37846 - see signs - SOP

City Philadelphia

Lot Size Units Acres

Lot Size Square Feet 43560

Carport Y/N false

Listing Terms Cash Conventional USDA Loan VA Loan Owner May Carry

Tax Annual Amount 720

Body Type Double Wide

Property Condition None

Structure Type Manufactured House

Standard Status Active Under Contract

Interior

Interior Amenities Walk-In Shower Split Bedrooms Walk-In Closet(s) Primary Downstairs Open Floorplan Laminate Counters Kitchen Island Eat-in Kitchen Double Vanity Bathroom Mirror(s) Breakfast Bar Built-in Features Ceiling Fan(s)

Basement Crawl Space

Flooring Vinyl

Air Conditioning Y/N true

Heating Y/N true

Window Features Vinyl Frames Blinds

Fireplace Y/N false

Half Baths 0

Laundry Features Main Level Laundry Room

Total Bedrooms 3

Total Baths 2

Exterior

Exterior Amenities Rain Gutters

Fencing None

Parking Features Driveway Gravel Off Street

Lot Features Rural Level

Water Source Public

Lot Size Area 1

Foundation Details Block Concrete Perimeter Permanent Pillar/Post/Pier

Lot Size Acres 1

Road Surface Type Asphalt

Waterfront Y/N false

Road Frontage Type County Road

Road Responsibility Public Maintained Road

Horse Y/N true

* Excluded Features

List By

Melanie Sims

Listing Agent

New Creation Real Estate

Broker

msims898@gmail.com

Affordability Calculator

$1,599

Per Month

Monthly Principal & Interest: $1,539
Monthly Property Taxes: $60
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Philadelphia, TN

Average List Price ^$640,983

Percent of Sale Price 156%

About Philadelphia, TN

632 Population

23% Since 2002

^$40,938 Median Income

40 Median Age

32% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/10/2026	$249,900		Listed Price

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198 Gardner Road, Philadelphia, TN, 37846 is a Single Family Home for sale at $249,900 with 1,344 sqft and a lot size of 1. 198 Gardner Road has 3 bedrooms, 2.0 baths, and was built in 2022. The property's zip code is 37846 which is in Philadelphia, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the River Counties Association of Realtors

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the River Counties Association of Realtors. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/29/2026.

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198 Gardner Road

Single Family Home for sale in Philadelphia, TN

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