13118 SE 86TH CIRCLE Summerfield, FL $ 299,000
13118 SE 86TH CIRCLE
$ 299,000
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13118 SE 86TH CIRCLE

Summerfield, FL, 34491
$ 299,000
Bedrooms2 Baths2.0 Sq 1,346

Monthly Estimate*

$ 1,841

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Single Family Home for sale in Summerfield, FL

for $299,000 with 2 bedrooms and 2 full baths. This 1,346 square foot home was built in 2005 on a lot size of 0.14.

Located in Spruce Creek Golf & Country Club, this beautifully updated home offers modern style and peace of mind. Recent upgrades include luxury vinyl plank flooring with a moisture barrier (2025), the primary powder room features 2025 Onyx shower walls for a modern, spa-like feel, and a 2024 garage door with a warranty-backed motor and belt system. Comfort and efficiency shine with a 2023 mini split (12-yr warranty) in the primary suite and a 2023 Ecobee thermostat with sensor (3-yr warranty). Enjoy entertaining on the oversized lanai featuring a 2022 birdcage cover (limited 10-yr warranty) and a newer ceiling fan, while the river rock floor was pressure-washed and resealed in 2021 for lasting appeal. Additional highlights include a 2021 roof with a transferable lifetime warranty, 2017 A/C (10-yr warranty), a 2020 repiped plumbing system (25-yr warranty), and 2017 quartz countertops in the kitchen with refaced cabinets. Natural light flows through solar tubes, and the garage offers newer screen doors, a speckled/sealed floor, and modern finishes. Outdoor living is enhanced by a sealed decorative driveway and well-maintained landscaping. Residents of Spruce Creek enjoy exceptional amenities, including a championship golf course, clubhouse, resort-style pools, fitness facilities, and social activities—offering an active and engaging 55+ lifestyle. Move-in ready and thoughtfully upgraded, this home blends style, durability, and comfort in the heart of Summerfield.

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Single Family Active

Price

$ 299,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,113

Style

Single Family Residence

Lot Size

0.14

Year Built

2005

Town/City

Summerfield

County/Region

Marion

MLS | Web ID

OM720163

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air Mini-Split Unit(s)
Utilities Electricity Connected Public Underground Utilities Water Connected
Roof Shake
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning PUD
HOA Fee 214
Garage Spaces 2
Association Fee Includes Community Pool Escrow Reserves Fund Recreational Facilities Security Trash
Patio/Porch Features Covered Patio Screened
Security Features Fire Alarm
Construction Materials Block Concrete
Pets Allowed Cats OK Dogs OK Number Limit Yes
Year Built 2005
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Association Recreation - Owned Deed Restrictions Fitness Center Gated Community - Guard Golf Carts OK Golf Pool Tennis Court(s)
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SPRUCE CREEK GC
Facing Direction South
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions Del Webb Blvd to left SE 130 Loop. Turn left to SE 86 Circle and turn left and continue to the home on right.
City SUMMERFIELD
Association Name Nicole Arias
Senior Community Y/N true
MLS Area 34491 - Summerfield
Lot Size Units Square Feet
Lot Size Square Feet 6098
Carport Y/N false
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2113
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM720163
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 63
Legal Description SEC 09 TWP 17 RGE 23 PLAT BOOK 008 PAGE 017 SPRUCE CREEK COUNTRY CLUB FIRETHORNE LOT 63
Minimum Lease 3 Months
Water Access Y/N false
Monthly HOA Amount 214
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Skylight(s) Split Bedroom Walk-In Closet(s)
Flooring Ceramic Tile Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Sliding Doors
Parking Features Garage Door Opener
Lot Features Landscaped Near Golf Course
Water Source Public
Lot Size Area 6098
Foundation Details Slab
Building Area Total 2474
Lot Size Acres 0.14
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Exp Realty Llc

Broker

elaina.panesso@gmail.com

Email

Affordability Calculator

$2,017
Per Month
91%
9%
0%
Monthly Principal & Interest
$1,841
Monthly Property Taxes
$176
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/13/2026$299,000 Listed Price

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13118 SE 86TH CIRCLE, Summerfield, FL, 34491 is a Single Family Home for sale at $299,000 with 1,346 sqft and a lot size of 0.14. 13118 SE 86TH CIRCLE has 2 bedrooms, 2.0 baths, and was built in 2005. The property's zip code is 34491 which is in Summerfield, FL