109 TERN DRIVE Anna Maria, FL $ 1,499,000
109 TERN DRIVE
$ 1,499,000
Recently Listed
Open House 3/17 10am - 12:30pm
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109 TERN DRIVE

Anna Maria, FL, 34216
$ 1,499,000
Bedrooms2 Baths2.0 Sq 1,223

Monthly Estimate*

$ 9,230

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Single Family Home for sale in Anna Maria, FL

for $1,499,000 with 2 bedrooms and 2 full baths. This 1,223 square foot home was built in 1968 on a lot size of 0.17.

Delightful waterfront home on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.

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Open House

3/17/2026 10:00 AM - 12:30 PM
109 TERN DRIVE Anna Maria, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 1,499,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 17,706

Style

Single Family Residence

Lot Size

0.17

Year Built

1968

Town/City

Anna Maria

County/Region

Manatee

MLS | Web ID

A4685406

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Roof Metal
Appliances Dishwasher Disposal Electric Water Heater Microwave Refrigerator
Zoning R1
Garage Spaces 1
Construction Materials Block
Year Built 1968
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Manatee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LUANA ISLES
Facing Direction South
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions North on Gulf Dr Right on Pine Ave Left Crescent Dr Left Gladiolus St Left Tern Dr home is on the right.
City ANNA MARIA
Senior Community Y/N false
MLS Area 34216 - Anna Maria
Lot Size Units Square Feet
Lot Size Square Feet 7500
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 17706.31
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/bcd3c163-9662-4c13-beff-3dc1ee2b3040/?utm_source=captureapp
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 63
Legal Description LOT 63 BLK D LUANA ISLES PI#69010.0000/7
Water View Canal
Water Access Type Canal - Saltwater
Minimum Lease 1-7 Days
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Solid Surface Counters Solid Wood Cabinets Thermostat Window Treatments
Flooring Carpet Ceramic Tile Porcelain Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Private Yard Rain Gutters Storage
Water Source Public
Lot Size Area 7500
Foundation Details Slab
Building Area Total 1927
Lot Dimensions 75 x 100
Lot Size Acres 0.17
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Sato Real Estate Inc.

Broker

justin@satorealestate.com

Email

Affordability Calculator

$10,705
Per Month
86%
14%
0%
Monthly Principal & Interest
$9,230
Monthly Property Taxes
$1,476
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/13/2026$1,499,000 Listed Price

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109 TERN DRIVE, Anna Maria, FL, 34216 is a Single Family Home for sale at $1,499,000 with 1,223 sqft and a lot size of 0.17. 109 TERN DRIVE has 2 bedrooms, 2.0 baths, and was built in 1968. The property's zip code is 34216 which is in Anna Maria, FL