13148 Saginaw Road Clio, MI $ 160,000
13148 Saginaw Road
$ 160,000
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13148 Saginaw Road

Clio, MI, 48420
$ 160,000
Bedrooms3 Baths1.1 Sq 1,127

Monthly Estimate*

$ 985

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Single Family Home for sale in Clio, MI

for $160,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,127 square foot home was built in 1979 on a lot size of 0.83.

Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you’re home. While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning, demonstrating that residential financing is possible. Interested buyers are encouraged to contact the listing agent to be connected with a lender familiar with financing homes with commercial zoning. The seller has completed due diligence with the township, which indicated that rezoning to residential is unlikely due to the commercial zoning at the nearby corner. For a homeowner, this means you can continue to use the property as a residence just as it has been, but the zoning may also allow for certain small business or mixed-use opportunities, depending on township guidelines. For buyers thinking long term, this zoning could represent a unique advantage. Whether you simply enjoy the extra space and privacy of the lot or envision future possibilities, the flexibility of the zoning opens doors that typical residential properties may not offer. Adding to the opportunity, two neighboring lots are currently available for purchase, presenting the potential to expand your footprint or further explore future commercial possibilities in a high-visibility location. Well and septic inspections have already been completed and passed, offering peace of mind from day one. Whether you’re looking for a comfortable home with room to breathe or a property that offers long-term upside and flexibility, this one invites you to imagine what’s next.

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Single Family Active

Price

$ 160,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 1,480

Style

Ranch

Lot Size

0.83

Year Built

1979

Town/City

Clio

County/Region

Genesee

MLS | Web ID

50201438

Features
General
Heating Forced Air
Kitchen Level First
Possession At Close
Water Private Well
Status Active Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1979
Subdivision none MI
Style Ranch
County Genesee
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Vienna Twp
New Construction Y/N No
Sale/Rent For Sale
Status Detail 0
Structure Style 1 Story
Area Vienna Twp (25017)
Primary City Clio
City Clio
School District Clio Area School District
Financial Terms Cash Conventional FHA Land Contract VA Rural Development
Legal Description PART OF BLKS 1 2 19 & 20 VILLAGE OF FARRANDVILLE & PART OF SEC 11 BEG W 27 RDS & S 1333.88 FT FROM NE COR OF SW 1/4 TH S 101.24 FT TH S 80 DEG 56 MIN 02 SEC W 319.13 FT TH N 27 DEG 43 MIN W 105.60 FT
DOM 0
Postal Code 48420
Price Per Sq Ft Total AG 141.97
Public Remarks Where comfort meets opportunity this charming 3-bedroom 1.5-bath home sits on nearly an acre along a main thoroughfare
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Exterior
Exterior Vinyl Siding
Frontage 105
Lot Size Area 0.83
Pool (Y/N) No
Lot Dimensions 105 x 343
Waterfront Y/N No
Frontage Type Road
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Interior
Bedroom 3 Level First
Bedroom 1 Level First
Bedroom 2 Level First
Beds 3
Fireplace? No
Total Rooms 8
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* Excluded Features
List By
Kelsi Long

Listing Agent

Century 21 Signature Realty - Bay City

Broker

kelsivictoria4@gmail.com

Email

Affordability Calculator

$1,108
Per Month
89%
11%
0%
Monthly Principal & Interest
$985
Monthly Property Taxes
$123
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1316166 Elementary School
1316164 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/12/2026$160,000 Listed Price

Map


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13148 Saginaw Road, Clio, MI, 48420 is a Single Family Home for sale at $160,000 with 1,127 sqft and a lot size of 0.83. 13148 Saginaw Road has 3 bedrooms, 1.1 baths, and was built in 1979. The property's zip code is 48420 which is in Clio, MI