406 RUBY LAKE PLACE Winter Haven, FL $ 629,000
406 RUBY LAKE PLACE
$ 629,000
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406 RUBY LAKE PLACE

Winter Haven, FL, 33884
$ 629,000
Bedrooms4 Baths3.0 Sq 2,835

Monthly Estimate*

$ 3,873

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Single Family Home for sale in Winter Haven, FL

for $629,000 with 4 bedrooms and 3 full baths. This 2,835 square foot home was built in 1999 on a lot size of 0.28.

Welcome home to Ruby Lake, an established gated neighborhood of only 214 executive homes nestled between beautiful Lake Ruby and Lake Bess in Winter Haven. Known for its peaceful setting and pride of ownership, this sought after community captures the charm of lake life. This beautifully renovated pool home has been thoughtfully updated from top to bottom and offers incredible features rarely found in this price point, including a full, private entry in-law suite and fully paid solar panels for remarkable low energy costs. Sitting on a pristine quarter acre lot, several tall palm trees and mature landscaping welcome your arrival. Once inside, you have a clear view of the sparkling pool and lush green yard beyond the double sliding glass doors, connecting indoor-outdoor living. Durable easily maintained laminate flooring flows throughout most of the home, with upgraded LVP in the in-law suite and neutral porcelain tiles at the entry and kitchen. Entirely carpet free for clean, easy living. Privately positioned at the front of the home, the primary suite serves as a quiet retreat tucked away from the main living area. The fully renovated ensuite bathroom is striking, featuring designer finishes throughout – including bohemian-inspired tile flooring, dramatic floor to ceiling shower tile, a custom shower bench and niches, matte black fixtures and a stunning arched window that fills the space with natural light. Dual vanities, a dedicated vanity space and additional overhead storage complete the bathroom. The standout feature of this home is the versatile in-law wing. With its own private entrance and driveway, spacious bedroom, full bath, personal living room with lanai access, and a full kitchen with all appliances included, this private suite offers endless possibilities. It’s ideal for extended guests, multigenerational living, or even a private retreat. The main kitchen is both stylish and functional, featuring quartzite countertops and tiled backsplash, freshly painted wood cabinetry, farm sink, stainless steel appliances and a deep built-in pantry with charming barn door access. A breakfast bar under custom pendant lights provides casual seating, while the sunny breakfast nook with built-in bench seating offers a relaxed spot to start the day. Sliders from the master, living, and family room all open to the screened lanai, showcasing beautiful pool views. The saltwater pool is surrounded by plenty extra deck space for both alfresco dining and pool side sunbathing. Outdoors, the fully fenced yard is over a quarter acre and has room to relax, play or garden. The home backs up to the neighborhood retention space, providing added privacy with no rear neighbors. Nestled in Ruby Lake, a peaceful and well-established neighborhood with no CDD and a low HOA, residents enjoy proximity to the area’s beautiful lakes while remaining centrally located between Tampa and Orlando’s shopping, dining and world-class attractions. Experience the comfort, flexibility and Florida lifestyle this exceptional home has to offer. Welcome home!

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Single Family Active

Price

$ 629,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,328

Style

Ranch

Lot Size

0.28

Year Built

1999

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

TB8484755

Features
General
Sewer Public Sewer
Heating Electric Solar
Cooling Central Air
Utilities Cable Available Electricity Available Public Sewer Connected Solar Street Lights Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
HOA Fee 425
Garage Spaces 2
Patio/Porch Features Covered
Architectural Style Ranch
Pool Features Auto Cleaner Gunite In Ground Salt Water Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Stucco
Pets Allowed Yes
Year Built 1999
Electric Photovoltaics Seller Owned
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Lake Gated Community - No Guard Sidewalks
Assoc Fee Paid Per Semi-Annually
County Polk
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name RUBY LAKE PH 04
Facing Direction North
Garage Y/N true
Green Energy Generation Solar
Total Rooms 7
Full Baths 3
Status Active
Directions From Cypress Gardens Blvd (SR-540 E) turn right onto N Ruby Lake Dr. Proceed through gate and turn left onto Ruby Lake Dr. Turn right onto Ruby Lake Lane. Turn left onto Ruby Lake Place.
High School Lake Region High
City WINTER HAVEN
Association Name Don Asher & Associates Inc/ Michellette Ramos
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 12323
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Chain O Lakes Elem
Land Lease Y/N false
Tax Annual Amount 7328.18
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8484755
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 127
Legal Description RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 127
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 70.83
Additional Rooms Bonus Room Family Room Formal Dining Room Separate Formal Living Room Separate Inside Utility Interior In-Law Suite w/Private Entry Storage Rooms
ILS Total SQFT 440
ILS Under Air SQFT 440
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Coffered Ceiling(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Open Floorplan Other Primary Bedroom Main Floor Stone Counters Thermostat Walk-In Closet(s)
Flooring Laminate Luxury Vinyl Tile
Furnished Y/N Turnkey
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Shutters Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Private Yard Rain Gutters Sidewalk Sliding Doors Sprinkler Metered
Vegetation Trees/Landscaped
Fencing Vinyl
Parking Features Driveway Garage Door Opener Guest
Lot Features Sidewalk
Water Source Public
Lot Size Area 12323
Foundation Details Slab
Spa false
Building Area Total 3557
Lot Size Acres 0.28
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved Private Road
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* Excluded Features
List By
Future Home Realty Inc

Broker

bethstevens813@gmail.com

Email

Affordability Calculator

$4,484
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,873
Monthly Property Taxes
$611
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Region High High School High School
Pricing History
DatePricePrice ChangeDescription
3/12/2026$629,000 Listed Price

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406 RUBY LAKE PLACE, Winter Haven, FL, 33884 is a Single Family Home for sale at $629,000 with 2,835 sqft and a lot size of 0.28. 406 RUBY LAKE PLACE has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 33884 which is in Winter Haven, FL