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109 Mill Street Theresa, NY $ 290,000
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109 Mill Street
$ 290,000
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109 Mill Street

Theresa, NY, 13691
$ 290,000
Bedrooms4 Baths2.0 Sq 2,187

Monthly Estimate*

$ 1,786

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Single Family Home for sale in Theresa, NY

for $290,000 with 4 bedrooms and 2 full baths. This 2,187 square foot home was built in 1860 on a lot size of 0.2443.

**Riverside Retreat for Nature Lovers!** Welcome to your dream escape! This spacious 4-bedroom, 2-bath home offers 2,187 sq ft of comfort and charm, perfectly positioned on 133 feet of pristine waterfront with stunning river views. Whether you're kayaking at sunrise or hosting backyard BBQs under the stars, this property is a haven for outdoor enthusiasts. Inside, enjoy gleaming hardwood floors throughout the main level, a modern kitchen with updated appliances, and a cozy layout that blends style with functionality. The main bedroom features its own private bath for added comfort. Step outside to a fully fenced yard—ideal for pets, gardening, or simply soaking in the scenery. Fish in Indian river from your own back yard. With budget-friendly municipal power, an attached 1-car garage, and easy access to nature, this home checks all the boxes for peaceful living with adventure at your doorstep. Short walk to the post office, library, eateries and only 15 mins from Fort Drum. **Your waterfront lifestyle starts here—schedule a showing today!**

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Single Family Active

Price

$ 290,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,748

Style

HistoricAntique,Transitional

Lot Size

0.2443

Year Built

1860

Town/City

Theresa

County/Region

Jefferson

MLS | Web ID

S1666179
Features
Interior
Interior Amenities CeilingFans CathedralCeilings SeparateFormalLivingRoom HomeOffice KitchenFamilyRoomCombo LivingDiningRoom SlidingGlassDoors SolidSurfaceCounters NaturalWoodwork BedroomOnMainLevel ConvertibleBedroom
Basement Full SumpPump
Flooring Carpet CeramicTile Hardwood Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features InBasement
Total Bedrooms 4
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Propane ForcedAir
Cooling WindowUnits
Utilities CableAvailable ElectricityConnected SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator RangeHood Washer
Garage Spaces 1.0
Patio/Porch Features Deck
Architectural Style HistoricAntique Transitional
Construction Materials Frame SprayFoamInsulation VinylSiding
School District Indian River
Year Built 1860
Electric CircuitBreakers
View Water
Township Theresa-Village
Property Subtype SingleFamilyResidence
Waterfront Features RiverAccess Stream
Accessibility AccessibleBedroom LowThresholdShower Other AccessibleDoors
County Jefferson
Property Type Residential
Attached Garage Yes
Energy Efficient Appliances Hvac Lighting Windows
Garage Y/N Yes
Total Rooms 10
Full Baths 2
Status Active
Directions 81 North to exit 49 Theresa Take right on 411 east Road turns into 26 take left on Mill St in town. Home is on the left side before the bridge.
High School Indian River High
City Theresa
Body of Water Indian River
Senior Community Y/N No
High School District Indian River
Number Of Units Total 0
MLS Area Theresa-Village-225601
Lot Size Units Acres
Lot Size Square Feet 10640.0
Year Built Details Existing
Tax Annual Amount 3748.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1666179
Standard Status Active
Middle/Junior School District Indian River
Elementary School District Indian River
Tax Assessed Value 208000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 28
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Exterior
Exterior Amenities BlacktopDriveway Deck EnclosedPorch FullyFenced Porch PropaneTankLeased
Fencing Full
Parking Features Attached Garage GarageDoorOpener
Lot Features IrregularLot
Water Source Connected Public
Lot Size Area 0.2443
Foundation Details Stone
Building Area Total 2187.0
Lot Dimensions 133X80
Lot Size Acres 0.2443
Frontage Length 133
Waterfront Y/N Yes
Door Features SlidingDoors
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Happily Ever After Realty Corp

Broker

(315) 767-2745

Phone

Affordability Calculator

$2,098
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,786
Monthly Property Taxes
$312
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
246680 Elementary School
247841 Middle School
Indian River High High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/11/2026$290,000 Listed Price

Map

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109 Mill Street, Theresa, NY, 13691 is a Single Family Home for sale at $290,000 with 2,187 sqft and a lot size of 0.2443. 109 Mill Street has 4 bedrooms, 2.0 baths, and was built in 1860. The property's zip code is 13691 which is in Theresa, NY

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