498 Neptune Encinitas, CA ^$ 5,150,000

498 Neptune

^$ 5,150,000

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Recently Listed

498 Neptune

Encinitas, CA, 92024

^$ 5,150,000

Bedrooms3 Baths2.0 Sq 1,800

Monthly Estimate*

^$ 31,709

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Single Family Home for sale in Encinitas, CA

for $5,150,000 with 3 bedrooms and 2 full baths. This 1,800 square foot home was built in 1984 on a lot size of 0.147773.

Waiting for you in the coastal resort town of Encinitas is this little bit of an Pacific ocean Paradise. Tastefully remodeled and modernly elegant, this 3 bedroom, 2 bath 1800square foot oceanfront home offers unfettered whitewater ocean views on one of the most prestigious streets in North San Diego County. Its like a permanent vacation when you step through the front door and literally leave the world behind you. Whether you want to surf or sip wine this property has what you have always dreamed of. ************************************************************************************************************************************************************************************ This property is protected by a fully engineered, Coastal Commission approved lower seawall and upper bluff retention system, an amenity that cannot be duplicated ever again.

Single Family Active

Price

^$ 5,150,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Ranch

Lot Size

0.147773

Year Built

1984

Town/City

Encinitas

County/Region

San Diego

MLS | Web ID

NDP2602262

Features

General

Sewer Public Sewer

Heating Forced Air Unit

Cooling Central Forced Air Dual Electric Energy Star Zoned Area(s)

Utilities Cable Connected Electricity Connected See Remarks

Roof Composition

Appliances Dishwasher Disposal Dryer Microwave Refrigerator Washer Double Oven Freezer Gas Oven Gas Stove Barbecue Gas Range Built-In Gas Cooking

Zoning Residentia

HOA Fee 0.0

Garage Spaces 1.0

Patio/Porch Features Covered Deck

Architectural Style Ranch

Pool Features N/K

Security Features Carbon Monoxide Detectors Fire/Smoke Detection Sys

Year Built 1984

View Ocean Panoramic Water Coastline White Water

Stories Count 1

Levels 1 Story

Property Subtype Detached

Accessibility No Interior Steps

County San Diego

New Construction N

Property Type Residential

HOA N

Attached Garage N

Full Baths 2

Status ACTIVE

Directions North or South El Portal to Neptune then North on Neptune to property

City Encinitas

Disclosures Beach Rights Coastal Zone

Association Name Seacoast Preservation Ass

Senior Community Y/N N

High School District San Dieguito High School Distric

Lot Size Units Acres

Lot Size Square Feet 6437.0

Spa Features N/K

Property Attached Y/N N

Property Condition Turnkey

Building Area Units Sqft

Living Area Units Sqft

Standard Status Active

Middle/Junior School District San Dieguito High School Distric

Year Built Source Estimated

Freehold IDX

Interior

Flooring Linoleum/Vinyl

Fireplace Features FP in Living Room

Total Stories 1

Common Walls No Common Walls

Air Conditioning Y/N N

Heating Y/N N

Fireplace Y/N N

Half Baths 0

Laundry Features Electric Gas Gas & Electric Dryer HU Washer Hookup

Total Bedrooms 3

Entry Level 1

Total Baths 2

Exterior

Fencing Excellent Condition Glass

Total Parking 3.0

Lot Size Area 0.1478

Building Area Total 1800.0

Lot Dimensions 157 x 041

Waterfront Y/N N

* Excluded Features

List By

Walter Shaffer

Listing Agent

Walter Bert Shaffer, Broker

Broker

(760) 804-7204

Phone

Affordability Calculator

$31,709

Per Month

Monthly Principal & Interest: $31,709
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Encinitas, CA

Average List Price ^$3,077,252

Percent of Sale Price 40%

About Encinitas, CA

61,795 Population

9% Since 2002

^$104,133 Median Income

43.79 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5192087 Elementary School

5192064 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/11/2026	$5,150,000		Listed Price

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498 Neptune, Encinitas, CA, 92024 is a Single Family Home for sale at $5,150,000 with 1,800 sqft and a lot size of 0.147773. 498 Neptune has 3 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 92024 which is in Encinitas, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of The Internet Data Exchange Program of San Diego Multiple Listing Service, Inc.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego Multiple Listing Service, Inc. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright.

Data is updated as of 3/12/2026.

CA BRE #019180026.

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498 Neptune

Single Family Home for sale in Encinitas, CA

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