8620 SW 185th Ter Cutler Bay, FL $ 856,000
8620 SW 185th Ter
$ 856,000
Recently Listed
Open House 3/14 1pm - 3pm
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8620 SW 185th Ter

Cutler Bay, FL, 33157
$ 856,000
Bedrooms4 Baths2.0 Sq 1,772

Monthly Estimate*

$ 5,271

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Single Family Home for sale in Cutler Bay, FL

for $856,000 with 4 bedrooms and 2 full baths. This 1,772 square foot home was built in 1958.

Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on an oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout filled with natural light & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina.

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Open House

3/14/2026 1:00 PM - 3:00 PM
3/15/2026 1:00 PM - 3:00 PM
8620 SW 185th Ter Cutler Bay, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 856,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,981

Style

Year Built

1958

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11979496

Features
General
Sewer Public Sewer
Heating None
Cooling Central Air Ceiling Fan(s) Electric
Possession Closing & Funding
Roof Shingle
Appliances Dishwasher Electric Range Microwave Refrigerator
Garage Spaces 2
Patio/Porch Features Porch Screened
Architectural Style Detached One Story
Pool Features In Ground Pool
Restrictions No Restrictions
Construction Materials Block
Year Built 1958
View Garden Pool
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
County Miami-Dade
Property Type Residential
Subdivision Name WHISPERING PINES ESTATES
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Senior Community Y/N false
Zoning Description 2100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 15000
Listing Terms Cash Conventional VA Loan
Elementary School Whispering Pines
Year Built Details Resale
Tax Annual Amount 3981
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11979496
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description WHISPERING PINES ESTS SEC 1 PB 65-24 LOT 1 BLK 5 LOT SIZE 120.000 X 125 OR 19408-4515 122000 1 F/A/U 30-6003-003-0600
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Interior
Interior Amenities First Floor Entry Living/Dining Room Other
Flooring Hardwood Terrazzo Tile Wood
Air Conditioning Y/N true
Heating Y/N false
Half Baths 0
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Enclosed Porch Fence Lighting Shed Storm/Security Shutters
Parking Features Driveway
Lot Features 1/4 to 1/2 Acre Lot
Water Source Public
Lot Size Area 15000
Building Area Total 2916
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Cutler Realty, Inc.

Broker

nikkiblack@comcast.net

Email

Affordability Calculator

$5,602
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,271
Monthly Property Taxes
$332
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4791431 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/11/2026$856,000 Listed Price

Map


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8620 SW 185th Ter, Cutler Bay, FL, 33157 is a Single Family Home for sale at $856,000 with 1,772 sqft. 8620 SW 185th Ter has 4 bedrooms, 2.0 baths, and was built in 1958. The property's zip code is 33157 which is in Cutler Bay, FL