6208 State Highway 28 Otsego, NY $ 850,000
6208 State Highway 28
$ 850,000
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6208 State Highway 28

Otsego, NY, 13337
$ 850,000
Bedrooms6 Baths4.0 Sq 12,234

Monthly Estimate*

$ 5,234

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Multi-Family Home for sale in Otsego, NY

for $850,000 with 6 bedrooms and 4 full baths. This 12,234 square foot home was built in 1970 on a lot size of 2.06.

Welcome to 6208 NY-28 in Fly Creek — a rare mixed-use investment opportunity that perfectly blends small-town charm, modern updates, and immediate business potential. Ideally located just minutes from Cooperstown and the renowned Fly Creek Cider Mill, this highly visible corner property sits in the heart of the hamlet, offering outstanding exposure for business and convenience for residents alike. This impressive building features two commercial spaces and four residential rental units, creating multiple income streams under one roof. The anchor commercial space is currently configured as a fully equipped restaurant and bar, featuring an elegant dining room with tall ceilings, hardwood floors, and large windows that fill the space with natural light. A professional kitchen, handcrafted bar, and outdoor deck create the perfect setting for indoor and seasonal dining. The restaurant space is ready for its next chapter, offering an opportunity for an operator to step in and bring their concept to life quickly. Ownership is open to assisting during the transition to help ensure a smooth start for the next steward of this well-known local establishment. Adjacent to the restaurant is a second commercial storefront currently operating as a consignment shop. With its own entrance, display windows, and flexible layout, this space offers excellent potential for retail, office, gallery, or studio use. Upstairs are four spacious residential apartments, each well maintained with updated kitchens and baths, comfortable living areas, and private entrances. These units provide consistent rental income and strong occupancy history, creating reliable cash flow to complement the commercial spaces below. Additional highlights include ample parking, updated mechanical systems, and a beautifully restored exterior that reflects the timeless character of Fly Creek. The property also features scenic rear views and a generous lot with open green space. Motivated seller - with multiple income streams and a business-ready restaurant space, this property presents a compelling opportunity for investors or entrepreneurs alike.

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Multi-Family Active

Price

$ 850,000

Bedrooms

6

Full Bath

4

Property Type

Multi-Family

Taxes

$ 0

Style

MultiFamily

Lot Size

2.06

Year Built

1970

Town/City

Otsego

County/Region

Otsego

MLS | Web ID

S1666125

Features
General
Sewer SepticTank
Heating Propane ForcedAir
Cooling CentralAir
Possession Closing
Roof Asphalt Flat Shingle
Appliances PropaneWaterHeater
Garage Spaces 0.0
Construction Materials VinylSiding
School District Cooperstown
Year Built 1970
Stories Count 3
Township Not Applicable
Property Subtype MultiFamily
County Otsego
Property Type Residential
Rent Includes Other SeeRemarks
Full Baths 4
Status Active
City Otsego
Senior Community Y/N No
High School District Cooperstown
Zoning Description Commercial
Number Of Units Total 4
MLS Area Otsego-365089
Lot Size Units Acres
Lot Size Square Feet 89734.0
Year Built Details Existing
Tax Annual Amount 0.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1666125
Standard Status Active
Middle/Junior School District Cooperstown
Elementary School District Cooperstown
Tax Assessed Value 336000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 37
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Interior
Basement Full
Flooring Hardwood Linoleum Other SeeRemarks Varies Vinyl
Total Fireplaces 0
Total Stories 3
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 6
Main Level Bathrooms 0
Total Baths 4
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Exterior
Exterior Amenities PropaneTankLeased
Parking Features Common OnStreet
Lot Features CornerLot IrregularLot
Water Source Well
Lot Size Area 2.06
Building Area Total 12234.0
Lot Dimensions 215X0
Lot Size Acres 2.06
Waterfront Y/N No
Number of Separate Gas Meters 6
Number of Separate Electric Meters 6
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Internal Only
Street Number 1 6208
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* Excluded Features
List By
River Hills Properties Llc Lf

Broker

(315) 868-4596

Phone

Affordability Calculator

$5,234
Per Month
100%
0%
0%
Monthly Principal & Interest
$5,234
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3942570 Elementary School
3942571 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/11/2026$850,000 Listed Price

Map


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6208 State Highway 28, Otsego, NY, 13337 is a Multi-Family Home for sale at $850,000 with 12,234 sqft and a lot size of 2.06. 6208 State Highway 28 has 6 bedrooms, 4.0 baths, and was built in 1970. The property's zip code is 13337 which is in Otsego, NY