478 HARBOR DRIVE N Indian Rocks Beach, FL $ 2,900,000
478 HARBOR DRIVE N
$ 2,900,000
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478 HARBOR DRIVE N

Indian Rocks Beach, FL, 33785
$ 2,900,000
Bedrooms4 Baths4.1 Sq 3,319

Monthly Estimate*

$ 17,856

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Single Family Home for sale in Indian Rocks Beach, FL

for $2,900,000 with 4 bedrooms and 4 full baths, 1 half bath. This 3,319 square foot home was built in 1968 on a lot size of 0.22.

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

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Single Family Active

Price

$ 2,900,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 22,989

Style

Single Family Residence

Lot Size

0.22

Year Built

1968

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8484658

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Public
Roof Metal
Appliances Built-In Oven Cooktop Dishwasher Disposal Dryer Exhaust Fan Freezer Microwave Refrigerator Washer
Garage Spaces 2
Pool Features Above Ground Gunite Heated
Construction Materials Brick Concrete Stucco
Year Built 1968
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
Community Features Golf Carts OK Park Playground Tennis Court(s)
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name BROWNS ADD TO RE-REV MAP OF INDIAN BEACH
Facing Direction East
Garage Y/N true
Total Rooms 3
Full Baths 4
Status Active
Directions If you are driving sount on Gulf Blvd make a left on Second St a slight right on Janice Pl and a quick left on Barry Pl. The estate will be on your left.
City INDIAN ROCKS BEACH
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 9640
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 22989.02
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8484658
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Tax Lot E
Legal Description BROWNS ADD TO RE-REV MAP OF INDIAN BEACH LOT E
Water View Intracoastal Waterway
Water Access Type Intracoastal Waterway
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code A
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan PrimaryBedroom Upstairs Stone Counters Thermostat
Flooring Engineered Hardwood Tile
Furnished Y/N Negotiable
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Storm Window(s)
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 5
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Exterior
Exterior Amenities Irrigation System Sliding Doors
Water Source Public
Lot Size Area 9640
Foundation Details Slab
Spa false
Building Area Total 4150
Lot Dimensions 83 x 120
Lot Size Acres 0.22
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Engel & Volkers Madeira Beach

Broker

evan.pedone@evrealestate.com

Email

Affordability Calculator

$19,772
Per Month
90%
10%
0%
Monthly Principal & Interest
$17,856
Monthly Property Taxes
$1,916
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/10/2026$2,900,000 Listed Price

Map


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478 HARBOR DRIVE N, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $2,900,000 with 3,319 sqft and a lot size of 0.22. 478 HARBOR DRIVE N has 4 bedrooms, 4.1 baths, and was built in 1968. The property's zip code is 33785 which is in Indian Rocks Beach, FL