412 20TH AVENUE Indian Rocks Beach, FL $ 1,185,000
412 20TH AVENUE
$ 1,185,000
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412 20TH AVENUE

Indian Rocks Beach, FL, 33785
$ 1,185,000
Bedrooms2 Baths1.0 Sq 1,092

Monthly Estimate*

$ 7,296

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Single Family Home for sale in Indian Rocks Beach, FL

for $1,185,000 with 2 bedrooms and 1 full bath. This 1,092 square foot home was built in 1952 on a lot size of 0.15.

Waterfront retreat! Nestled at the southern apex of coveted Dolphin Bay and just three blocks from the Gulf with one of 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area’s most beloved coastal communities. The updated home features two bedrooms, one full bathroom, 1,092 square feet of heated living space, and 1,618 square feet under roof. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast’s most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach.

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Single Family Active

Price

$ 1,185,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 2,893

Style

Single Family Residence

Lot Size

0.15

Year Built

1952

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8483647

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Public
Roof Shingle
Appliances Dishwasher Range Refrigerator
Construction Materials Block Stucco
Year Built 1952
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
County Pinellas
New Construction false
Property Type Residential
Subdivision Name INDIAN BEACH RE-REVISED 7TH ADD
Facing Direction South
Garage Y/N false
Total Rooms 6
Full Baths 1
Status Active
Directions From Gulf Blvd. Turn East onto 20th ave. Go three blocks past Bay Blvd. Home is on left before split.
High School Largo High-PN
City INDIAN ROCKS BEACH
Body of Water INTRACOASTAL
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 6482
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional
Elementary School Anona Elementary-PN
Land Lease Y/N false
Tax Annual Amount 2893
Middle/Junior High School Seminole Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://drive.google.com/file/d/10M__Aoe7L_Po-Y0vyEFXauzNtjJIRscE/view?usp=drivesdk
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 8
Legal Description INDIAN BEACH RE-REVISED 7TH ADD LOT 8
Water View Intracoastal Waterway
Water Access Type Intracoastal Waterway
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Terrazzo Tile
Furnished Y/N Unfurnished
Fireplace Features Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup Outside Washer Hookup
Total Bedrooms 2
Total Baths 1
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Exterior
Exterior Amenities Other
Parking Features Driveway
Water Source Public
Lot Size Area 6482
Foundation Details Slab
Building Area Total 1618
Lot Size Acres 0.15
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Mavrealty

Broker

sdevore.ca@gmail.com

Email

Affordability Calculator

$7,537
Per Month
97%
3%
0%
Monthly Principal & Interest
$7,296
Monthly Property Taxes
$241
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Largo High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
3/9/2026$1,185,000 Listed Price

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412 20TH AVENUE, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $1,185,000 with 1,092 sqft and a lot size of 0.15. 412 20TH AVENUE has 2 bedrooms, 1.0 baths, and was built in 1952. The property's zip code is 33785 which is in Indian Rocks Beach, FL