103 Scotch Bonnet Circle North Topsail Beach, NC $ 989,900
103 Scotch Bonnet Circle
$ 989,900
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103 Scotch Bonnet Circle

North Topsail Beach, NC, 28460
$ 989,900
Bedrooms4 Baths3.1 Sq 2,100

Monthly Estimate*

$ 6,095

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Single Family Home for sale in North Topsail Beach, NC for $989,900 with 4 bedrooms and 3 full baths, 1 half bath. This 2,100 square foot home was built in 2014 on a lot size of 0.4.

Welcome to 103 Scotch Bonnet Circle, a beautifully maintained coastal home located in the sought-after Scotch Bonnet Soundside community of North Topsail Beach. Built in 2014 and thoughtfully designed for comfortable coastal living, this 4-bedroom, 3.5-bath home offers over 2,100 square feet of living space along with stunning views of the marsh and Intracoastal Waterway. The home features hardwood and tile flooring, granite countertops, stainless steel appliances, and an elevator providing convenient access to all levels. Expansive covered decks on multiple floors allow you to take in the coastal breeze and incredible water views. Low-maintenance AZEK decking and vinyl railings help minimize the upkeep typically associated with beach homes. Unlike many beach properties, this home has never been in a rental program, allowing it to remain exceptionally well cared for. Offered partially furnished (with exclusions), this property is move-in ready and ideal as a primary residence, second home, or investment opportunity. Whether you're enjoying sunsets over the sound, entertaining friends and family, or spending the day on the nearby beaches of Topsail Island, this home offers the perfect blend of comfort, convenience, and coastal charm.

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Single Family Contingent

Price

$ 989,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.4

Year Built

2014

Town/City

North Topsail Beach

County/Region

ONSLOW

MLS | Web ID

100559120

Features
General
Living Area 2100.0
Heating Electric Heat Pump
Cooling Central Air Ceiling Fan(s)2
Utilities Cable Available Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Electric Oven Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning MHR
HOA Fee 2500.0
Patio/Porch Features Covered Deck See Remarks
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding Wood Frame
Year Built 2014
View ICW Marsh Sound
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 158562
Waterfront Features Water Access Comm
Accessibility Accessible Elevator Installed
Assoc Fee Paid Per Annually
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Beach Access Community Pool Maintenance Common Areas Maintenance Roads
HOA Y
Attached Garage N
Subdivision Name Scotch Bonnet Soundside
Garage Y/N N
Total Rooms 7
Full Baths 3
Status Pending with Showings
Directions From Surf City Bridge turn left out of the roundabout onto N. New River Drive. Continue to N. Topsail Beach about 2.3 Miles. Scotch Bonnet Community is on your Left.
High School Dixon
City North Topsail Beach
Association Name Scotch Bonnet S/S POA
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 17424.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal Elementary
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active Under Contract
Tax Assessed Value 1014995
Legal Description L19 Scotch Bonnet S/S
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Interior
Interior Amenities Elevator Ceiling Fan(s) Furnished Pantry Reverse Floor Plan Blinds/Shades
Flooring Tile Wood
Furnished Y/N Partially
Water Heater Electric
Master Bed Level Non Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 4
Attic Features Access Only
Room Type Master Bedroom Bedroom 1 Dining Room Dining Area Living Room
Total Baths 4
Living Area Range 2000 - 2199
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Vinyl Siding
Fencing None
Parking Features On Site Underhouse
Lot Features Water Access Comm Landscaped
Water Source Public
Total Parking 0.0
Lot Size Area 0.4
Foundation Details Other Pilings
Spa N
Building Area Total 2100
Lot Dimensions Irregular
Lot Size Acres 0.4
Road Surface Type Paved
Frontage Type Creek Marsh Front
Waterfront Y/N Y
Road Frontage Type Private Road Maintained Asphalt2 Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 103
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* Excluded Features
List By
Jason R Windham

Listing Agent

Maus, Warwick, Matthews & Co.

Broker

jasonw@mwmrealestate.com

Email

Affordability Calculator

$6,095
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Monthly Principal & Interest
$6,095
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735714 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
3/9/2026$989,900 Listed Price

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103 Scotch Bonnet Circle, North Topsail Beach, NC, 28460 is a Single Family Home for sale at $989,900 with 2,100 sqft and a lot size of 0.4. 103 Scotch Bonnet Circle has 4 bedrooms, 3.1 baths, and was built in 2014. The property's zip code is 28460 which is in North Topsail Beach, NC