498 SW MANATEE TERRACE Fort White, FL $ 950,000
498 SW MANATEE TERRACE
$ 950,000
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498 SW MANATEE TERRACE

Fort White, FL, 32038
$ 950,000
Bedrooms3 Baths2.0 Sq 2,628

Monthly Estimate*

$ 5,849

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Single Family Home for sale in Fort White, FL

for $950,000 with 3 bedrooms and 2 full baths. This 2,628 square foot home was built in 1973 on a lot size of 0.89.

Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.

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Single Family Active

Price

$ 950,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,311

Style

Single Family Residence

Lot Size

0.89

Year Built

1973

Town/City

Fort White

County/Region

Columbia

MLS | Web ID

GC538291

Features
General
Sewer Septic Tank
Heating Electric
Cooling Central Air
Utilities BB/HS Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Microwave Range Range Hood Refrigerator Water Filtration System Water Purifier Water Softener
Zoning RESID
Garage Spaces 3
Construction Materials Block
Year Built 1973
View Trees/Woods Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features River Front
County Columbia
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name THREE RIVERS ESTATES
Facing Direction East
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions From Fort White take 47 S Turn right onto W Right-Of-Way St/SW Wilson Springs Rd Turn left onto Wilson Springs Rd Turn right onto SW Newark Dr Turn left onto SW Bridge Ln turn right onto SW Manatee Terrace. Property will be on your left hand side. Look for the UNITED COUNTRY SMITH AND ASSOCIATES signs.
City FORT WHITE
Body of Water SANTA FE RIVER
Senior Community Y/N false
MLS Area 32038 - Fort White
Lot Size Units Square Feet
Lot Size Square Feet 38768
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 3311.07
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/GC538291
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 3
Legal Description LOT 3 UNIT 2 THREE RIVERS ESTATES. 853-443 916-2441 DC 1074-949 WD 1074-950 952
Water View River
Water Access Type River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Kitchen/Family Room Combo Living Room/Dining Room Combo PrimaryBedroom Upstairs Solid Wood Cabinets Stone Counters Thermostat
Flooring Carpet Luxury Vinyl Tile Hardwood
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Balcony French Doors Irrigation System Private Entrance Private Mailbox Private Yard
Fencing Fenced
Parking Features Driveway
Water Source Well
Lot Size Area 38768
Foundation Details Block Pillar/Post/Pier
Building Area Total 6168
Lot Dimensions 100 x
Lot Size Acres 0.89
Road Surface Type Limerock
Private Pool false
Waterfront Y/N true
Covered Spaces 3
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* Excluded Features
List By
United Country Smith & Associates - Newberry

Broker

bradsmith@ucsmith.com

Email

Affordability Calculator

$6,125
Per Month
95%
5%
0%
Monthly Principal & Interest
$5,849
Monthly Property Taxes
$276
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/9/2026$950,000 Listed Price

Map


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498 SW MANATEE TERRACE, Fort White, FL, 32038 is a Single Family Home for sale at $950,000 with 2,628 sqft and a lot size of 0.89. 498 SW MANATEE TERRACE has 3 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 32038 which is in Fort White, FL