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481 Saddle Court Lusby, MD $ 434,990
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481 Saddle Court
$ 434,990
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481 Saddle Court

Lusby, MD, 20657
$ 434,990
Bedrooms4 Baths3.1 Sq 3,271

Monthly Estimate*

$ 2,678

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Single Family Home for sale in Lusby, MD

for $434,990 with 4 bedrooms and 3 full baths, 1 half bath. This 3,271 square foot home was built in 1994 on a lot size of 0.6.

NEW TO MARKET! Classic colonial style with modern updates including a BRAND NEW ROOF! This 4-bedroom, 3.5-bath home welcomes you with a gracious foyer and well-designed living spaces throughout. The main level features separate yet open formal living and dining rooms and a cozy family room anchored by a wood-burning fireplace, while the kitchen sits at the heart of the home for easy entertaining. The expansive primary suite features a walk-in closet and a spa-like ensuite with a luxurious soaking tub and separate shower. Three additional generous bedrooms provide flexible space for family or guests. The fully finished lower level adds extra living area, and outdoor enjoyment is highlighted by a double deck overlooking the yard. Residents of Chesapeake Ranch Estates enjoy private beaches, lake access for boating and recreation, nature trails, a campground, community garden, and more. Comfortable, quality living in a vibrant community SCHEDULE YOUR PRIVATE TOUR TODAY!

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Single Family Active

Price

$ 434,990

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 4,476

Style

Colonial,Traditional

Lot Size

0.6

Year Built

1994

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2025440
Features
General
Living Area 3271
Sewer Private Septic Tank
Heating Heat Pump(s)
Cooling Central A/C Programmable Thermostat
Possession 0-30 Days CD Settlement
Roof Architectural Shingle Asphalt
Appliances Built-In Microwave Dishwasher Disposal Exhaust Fan Microwave Oven/Range - Electric Stainless Steel Appliances Washer Dryer - Electric Water Heater Refrigerator Freezer
Zoning R
HOA Fee 580.25
Association Fee Includes Recreation Facility Common Area Maintenance Reserve Funds
Architectural Style Colonial Traditional
Construction Materials Stick Built Vinyl Siding Batts Insulation
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1994
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 1E
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction N
Property Type Residential
Association Amenities Beach Club House Common Grounds Lake Picnic Area Tot Lots/Playground Water/Lake Privileges Bike Trail Jog/Walk Path Other
HOA Y
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions MD-4 to Calvert Cliff State Park Dr Take MD-765 S MD-497/Cove Point Rd Little Cove Point Rd and Catalina N to Saddle Ln HOME IS ON THE LEFT
City LUSBY
Disclosures Agent Related to Owner Prop Disclosure Subject to Condo/HOA Docs Other
Association Name PROPERTY OWNERS ASSOC. OF CHESAPEAKE RANCH ESTATES
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 26230.00
Tax Annual Amount 4476.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 189.46
Acceptable Financing Cash Conventional FHA VA
Vacation Rental Y/N N
Virtual Tour https://youtu.be/0IQsS6pQNiQ
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 53
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Interior
Interior Amenities Breakfast Area Bathroom - Soaking Tub Combination Kitchen/Dining Dining Area Floor Plan - Traditional Formal/Separate Dining Room Kitchen - Eat-In Kitchen - Table Space Pantry Primary Bath(s) Recesse
Heating Fuel Central
Basement Fully Finished Interior Access Outside Entrance Walkout Level Windows Heated
Flooring Hardwood Carpet Ceramic Tile
Total Fireplaces 1
Fireplace Features Mantel(s)
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Bay/Bow Double Pane Insulated
Fireplace Y/N Y
Above Grade Finished Area 2296
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 975
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Breakfast Room Laundry Recreation Room Utility Room Hobby Room Primary Bathroom Full Bath
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Pool No Pool
Water Source Public
Type of Parking Driveway
Foundation Details Concrete Perimeter Other
Water View Y/N N
Lot Size Acres 0.60
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 55200.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 481
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* Excluded Features
List By
Re/Max Realty Group

Broker

sthongphok@remax.net

Email

Affordability Calculator

$3,051
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,678
Monthly Property Taxes
$373
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533427 Elementary School
3533258 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/7/2026$434,990 Listed Price

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481 Saddle Court, Lusby, MD, 20657 is a Single Family Home for sale at $434,990 with 3,271 sqft and a lot size of 0.6. 481 Saddle Court has 4 bedrooms, 3.1 baths, and was built in 1994. The property's zip code is 20657 which is in Lusby, MD

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