31 Roosevelt Street
St. Charles, IL, 60174 $ 525,000
Bedrooms3 Baths3.1 Sq 2,381 Monthly Estimate*
$ 3,233
Single Family Home for sale in St. Charles, IL
for $525,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,381 square foot home was built in 1960.
Welcome home to this rarely available ranch, ideally positioned on a quiet street across from the scenic Fox River. This beautifully maintained 3-bedroom 3 1/2-bathroom home offers an exceptional blend of comfort, walkability, and natural beauty, complete with a full walk-out basement that expands your living space with flexibility and abundant natural light. The main level features a functional layout designed for everyday living and effortless entertaining. Hardwood flooring throughout the majority of the main level, adding character and charm throughout. The inviting living room is anchored by a brick fireplace and filled with natural light from expansive windows overlooking the lush, professionally landscaped yard. The kitchen is thoughtfully designed with stainless steel appliances, generous cabinetry, and ample workspace for the at-home chef. The dining area flows seamlessly into the living space, creating the perfect setting for gatherings and relaxed evenings. The primary bedroom suite offers a private retreat, complete with a walk-in closet, dual sinks, and a timeless claw-foot soaking tub. French doors open directly onto the deck - the perfect setting to enjoy quiet mornings with coffee while overlooking the serene backyard. The full walk-out lower level adds incredible versatility and features one large open living area with a second fireplace, creating a cozy yet expansive space ideal for a family room or recreation area. A full bath and a 50-bottle wine cabinet complete this level, making it equally functional and inviting. Outdoor living is truly exceptional. The professionally landscaped grounds are lush and mature, highlighted by two beautiful stone patios and a fully functioning fountain that creates a peaceful ambiance. The newer maintenance-free deck enhances the seamless indoor-outdoor flow and provides additional space for entertaining or relaxing. A convenient mudroom leads to the attached garage and features its own service door that opens directly to the additional stone patio, adding practicality and thoughtful design to everyday living. Enjoy walkable access to both downtown St. Charles and downtown Geneva, along with nearby parks, restaurants, shopping, entertainment, and scenic riverfront trails just steps from your door. Located within the St. Charles School District and close to the Geneva Train Station, this home offers both lifestyle and convenience in one of the area's most desirable settings. This is a rare opportunity you won't want to miss. Floorplans available in photos.
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FeaturesGeneralLiving Area 2381
Sewer Public Sewer
Heating Steam
Cooling Central Air
Possession Closing
Roof Asphalt
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Ranch
Construction Materials Cedar
Year Built 1960
Electric Circuit Breakers
Township St. Charles
Tax Year 2024
Ownership Fee Simple
Community Features Curbs Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 8
Full Baths 3
Status Contingent
Directions Rt 31 West on Roosevelt 2 blocks south side of street
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Davis Elementary School
Tax Annual Amount 9002.92
Middle/Junior High School Thompson Middle School
Additional Parcels Y/N N
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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InteriorInterior Amenities In-Law Floorplan
Basement Finished Crawl Space Walk-Out Access
Flooring Hardwood
Total Fireplaces 2
Fireplace Features Wood Burning
Half Baths 1
Laundry Features In Unit
Total Bedrooms 3
Room Type Exercise Room
Total Baths 4
Bedrooms Possible 3
Bathroom Double Sink
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ExteriorParking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Landscaped
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 74 X 119 X 74 X 121
Waterfront Y/N N
Other Equipment Water-Softener Owned Radon Mitigation System
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* Excluded FeaturesList ByKeller Williams North Shore WestBroker
kimberlyzahand1@kw.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,233
- Monthly Property Taxes
- $750
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
565639 Elementary School
564780 Middle School
St Charles East High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/6/2026 | $525,000 | | Listed Price |