642 MAIN Street Cobleskill, NY ^$ 325,000

642 MAIN Street

^$ 325,000

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642 MAIN Street

Cobleskill, NY, 12043

^$ 325,000

Bedrooms16 Baths5.0 Sq 4,120

Monthly Estimate*

^$ 2,001

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Multi-Family Home for sale in Cobleskill, NY

for $325,000 with 16 bedrooms and 5 full baths. This 4,120 square foot home was built in 1928 on a lot size of 0.1.

Excellent investment opportunity. Five apartments, two buildings. Totally remodeled in 2013 and 2014. Three units were gut renovated. Great cash flow with gross rents over $60,000/year and a net operating Income of $41,000. Central Cobleskill location. Walking distance to all services. This is a Must See Investment!

Multi-Family Active

Price

^$ 325,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 5,931

Style

Apartment 4 Plus Unit

Lot Size

0.1

Year Built

1928

Town/City

Cobleskill

County/Region

Schoharie

MLS | Web ID

202612931

Features

Interior

Interior Amenities High Speed Internet

Basement Full

Flooring Vinyl Wood Laminate Linoleum

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 4120.0

Half Baths 0

Total Bedrooms 16

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source Public Records

Total Baths 5

General

Sewer Public Sewer

Heating Space Heater

Cooling None

Possession At Closing

Roof Metal

Garage Spaces 0.0

Architectural Style Apartment 4 Plus Unit

Construction Materials Vinyl Siding

Year Built 1928

Electric 200+ Amp Service

Tenant Pays Hot Water Heat Cable TV Electricity

Property Subtype Multi Family

County Schoharie

Insurance Expense 2708.0

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

MaintenanceExpense 5169.0

Other Structures Shed(s)

Full Baths 5

Status Active

Directions Main Street corner of Spring Street

City Cobleskill

High School District Cobleskill-Richmondville

Number Of Units Total 5

Lot Size Units Acres

Lot Size Square Feet 4356.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 5931.0

Home Warranty Y/N N

Water Sewer Expense 4234.0

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions No

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://app.doaudiotours.com/unbranded?id=17491&lang=en-US https://app.doaudiotours.com/branded?id=17491&lang=en-US

Standard Status Active

Tax Assessed Value 0

Tax Lot 12

Exterior

Exterior Amenities None

Fencing None

Parking Features Off Street

Lot Features Road Frontage Corner Lot

Water Source Public

Total Parking 2.0

Lot Size Area 0.1

Foundation Details Block Concrete Perimeter

Spa N

Lot Size Acres 0.1

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 642

* Excluded Features

List By

Matthew Loder

Listing Agent

Country Boy Realty

Broker

(518) 378-1235

Phone

MLoderCBR@gmail.com

Affordability Calculator

$2,495

Per Month

Monthly Principal & Interest: $2,001
Monthly Property Taxes: $494
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Cobleskill, NY

Average List Price ^$227,500

Percent of Sale Price 30%

About Cobleskill, NY

6,645 Population

4% Since 2002

^$46,761 Median Income

32.6 Median Age

17% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2477108 Elementary School

2477105 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/6/2026	$325,000		Listed Price

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642 MAIN Street, Cobleskill, NY, 12043 is a Multi-Family Home for sale at $325,000 with 4,120 sqft and a lot size of 0.1. 642 MAIN Street has 16 bedrooms, 5.0 baths, and was built in 1928. The property's zip code is 12043 which is in Cobleskill, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 3/8/2026.

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642 MAIN Street

Multi-Family Home for sale in Cobleskill, NY

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