702 E 8th Street Spencer, IA $ 167,000
702 E 8th Street
$ 167,000
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702 E 8th Street

Spencer, IA, 51301
$ 167,000
Bedrooms3 Baths2.0 Sq 1,250

Monthly Estimate*

$ 1,028

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Single Family Home for sale in Spencer, IA

for $167,000 with 3 bedrooms and 2 full baths. This 1,250 square foot home was built in 1910 on a lot size of 0.16.

A Place to Begin...Every homeowner’s story starts somewhere, and this 1½-story 2+ bedroom home offers a comfortable place for everyday life to unfold. It carries the character of years well-lived while offering practical spaces that support today’s routines. Inside, the living room sets a warm tone with space to unwind and gather. It connects easily to the combined dining and kitchen, creating a natural flow. The kitchen blends function and charm with updated flooring, ample cabinetry, and room to work, cook, and connect. Nearby, the combined laundry and mudroom keeps the day organized, a smart drop-zone for coats, boots, and everything Iowa weather brings. A main-floor bedroom and full bath add flexibility for work-from-home needs or the ease of main-level living. Upstairs, two additional bedrooms and a second bathroom offer comfortable space for a growing family. Out back, the composite deck becomes an extension of the home, a durable, low-maintenance spot for grilling, morning coffee, or evenings outside. Steps lead to a patio and fire-pit area that naturally invite gathering. The detached two-car garage adds storage and convenience, and the sewer line replacement completed in 2022 provides an important update for long-term peace of mind. This home offers a grounded, welcoming place to settle in and begin your next chapter.

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Single Family Active

Price

$ 167,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,000

Style

1.5 STORY

Lot Size

0.16

Year Built

1910

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260089

Features
Interior
Interior Features Garage Door Opener Main Floor Bedrooms Main Floor Laundry
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description Main Floor Full Bath Upper Level Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Poured Concrete
Basement Style Crawl Space Partial
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General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style 1.5 STORY
Stories Count 1.5
Class RESIDENTIAL
Assessments No
Levels One and One Half
Type Single Family Residence
Yearly Taxes 2000
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 7100
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1910
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1250
DOM 0
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 133.6
Public Remarks A Place to Begin...Every homeowner’s story starts somewhere and this 1½-story 2+ bedroom home offers a comfortable place for everyday life to unfold. It carries the character of years well-lived w
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Exterior
Exterior Features Deck Driveway-Concrete Patio
Lot Features Corner Lot
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$1,195
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,028
Monthly Property Taxes
$167
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/6/2026$167,000 Listed Price

Map


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702 E 8th Street, Spencer, IA, 51301 is a Single Family Home for sale at $167,000 with 1,250 sqft and a lot size of 0.16. 702 E 8th Street has 3 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 51301 which is in Spencer, IA