12702 N 1225 West Crossroads Monticello, IN $ 695,000
12702 N 1225 West Crossroads
$ 695,000
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12702 N 1225 West Crossroads

Monticello, IN, 47960
$ 695,000
Bedrooms4 Baths3.0 Sq 2,098

Monthly Estimate*

$ 4,279

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Single Family Home for sale in Monticello, IN

for $695,000 with 4 bedrooms and 3 full baths. This 2,098 square foot home was built in 1948 on a lot size of 0.3.

Lake Freeman Lake Level Remodeled Ranch Style House with attached guest quarters/apartment for additional income. Nice Wide Lot with No stairs to 112' of Main Lake Frontage. Main House has 3 bedroom/2 full baths, open Kitchen/Dining/Living Area with Brick Fireplace, Lake Views from Living areas. 20x10 3 seasons room off living area also has Lake Views. Main home has interior and exterior updates including; Anderson Windows, updated stainless appliances, Oak Raised Panel Cabinetry with Serving Island, updated bathrooms, 6 panel interior doors, stained trim. Attached Apartment has a newer Kitchen with Quartz Counter Tops soft close drawers, tiled bathroom, recessed lighting, Knotty Pine/Ship Lap Vaulted Ceilings, finished loft for additional storage, 21x19 brick paver patio. Attached garage has heat source. c, workshop space and vehicle storage space. Concrete driveway and sidewalks, nice lakeside yard. Waterfront Improvements include; 26x44 Boathouse with (3) total lifts, steel seawall. This is a rare opportunity to purchase a Lake Level/Main Freeman House with possible multiple income streams with a remodeled Guest Quarters/Apartment. Seller has a vacant lot adjacent that can also be purchased for additional parking or new Improvements.

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Single Family Active

Price

$ 695,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 1,944

Style

Ranch

Lot Size

0.3

Year Built

1948

Town/City

Monticello

County/Region

White

MLS | Web ID

202607260

Features
General
Sewer Regional
Heating Gas Conventional Forced Air Multiple Heating Systems
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities Ceiling-9+ Ceiling Fan(s) Ceilings-Vaulted Countertops-Laminate Countertops-Stone Disposal Dryer Hook Up Electric Dryer Hook Up Gas Garage Door Opener Guest Quarters Kitchen Island Landscaped Open Fl
Status Active Active
Full Baths 3
Half Baths 0
Bathrooms 3
Year Built 1948
New Construction No
Subdivision Tioga Park
Style One Story
Township Jefferson
Class RESIDENTIAL
Type Site-Built Home
Age 78
REO No
Status Detail 0
Dining Room Level Main
Area Carroll County
Location Lake
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Other Fees Frequency Annually
Architectural Style Ranch
Total Sq Ft 4196
Elementary School Meadowlawn
Middle School Roosevelt
Legal Description Tioga Park Lot 23 & Part lot 21
Virtual Tour https://my.matterport.com/show/?m=PwRBoueYqhJ
Agent First Name Gregory
Agent Last Name Vogel II Gri
DOM 0
Tax Year 2025
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Interior
Basement Crawl Slab
Fireplace(s) 1
Flooring Carpet Laminate Tile Vinyl
Beds 4
Total Rooms 13
Dining Room Length 12
Dining Room Width 11
Fireplace Living/Great Rm Gas Log Wood Burning
Living Room Width 15
Other Room 1 Description guest cottage living room
Other Room 2 Description guest cottage loft
Other Room 3 Decription guest cottage kitchen
Living Room Length 20
Full Baths Main 3
Full Baths Upper 0
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 12
4th Bedroom Length 11
4th Bedroom Level Main
4th Bedroom Width 12
Basement Material Block
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Exterior
Exterior Brick Vinyl
Water Frontage 112
Driveway Concrete
Pool No
Waterfront Lake
Garage Length 23
Garage Width 30
Lot Size Area 13068
Lot Dimensions .30 acre
Lot Description Waterfront 0-2.9999 Lake Water View Waterfront-Level Bank
Water Features Pier/Dock
Garage Capacity 2
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
Gregory Vogel II, Gri

Listing Agent

Vogel Real Estate

Broker

gvogeljr@vogel-real-estate.com

Email

Affordability Calculator

$4,441
Per Month
96%
4%
0%
Monthly Principal & Interest
$4,279
Monthly Property Taxes
$162
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235872 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
3/6/2026$695,000 Listed Price

Map


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12702 N 1225 West Crossroads, Monticello, IN, 47960 is a Single Family Home for sale at $695,000 with 2,098 sqft and a lot size of 0.3. 12702 N 1225 West Crossroads has 4 bedrooms, 3.0 baths, and was built in 1948. The property's zip code is 47960 which is in Monticello, IN