28 MONTAUK LANE Palm Coast, FL $ 399,900
28 MONTAUK LANE
$ 399,900
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28 MONTAUK LANE

Palm Coast, FL, 32164
$ 399,900
Bedrooms4 Baths2.1 Sq 2,105

Monthly Estimate*

$ 2,462

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Single Family Home for sale in Palm Coast, FL

for $399,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,105 square foot home was built in 1995 on a lot size of 0.39.

Set within the established subdivision of Pine Lakes, this four-bedroom, two-and-a-half-bath pool home offers more than 2,100 square feet of comfortable Florida living on an oversized lot designed for both privacy and possibility. Blending everyday practicality with inviting outdoor spaces, the property presents a rare opportunity to enjoy the relaxed coastal lifestyle that has long defined this sought-after community. Approaching the home, mature landscaping and the generous proportions of the lot immediately set the tone. The residence sits comfortably back from the street, creating a sense of openness while leaving ample room for outdoor enjoyment. A wide driveway and welcoming entry lead inside to a floor plan that balances shared living spaces with private retreats. The interior unfolds into a spacious main living area where natural light filters through large windows, highlighting the home’s airy layout and comfortable scale. The design makes the home well suited for both casual family living and entertaining guests. Four well-proportioned bedrooms offer flexibility for growing families, visiting guests, or a dedicated home office, while the two full bathrooms and additional half bath ensure convenience throughout the home. Beyond the interior living space, the property truly shines outdoors. A large covered patio opens to a sparkling private pool, creating an inviting setting for weekend gatherings, quiet morning coffee, or warm Florida evenings spent under the stars. The expansive patio area offers room for outdoor dining, lounging, and entertaining, while the oversized yard extends the possibilities for gardening, recreation, or future enhancements. A full sprinkler system helps maintain the lawn and landscaping with ease, keeping the property green and vibrant throughout the year. The oversized lot not only provides extra outdoor space but also enhances privacy, a feature increasingly valued in residential neighborhoods. Located within the well-established Pine Lakes subdivision, the home enjoys close proximity to local golf courses, parks, shopping, dining, and the beautiful Atlantic coastline just a short drive away. Residents appreciate the neighborhood’s quiet streets, mature surroundings, and convenient access to all that Palm Coast has to offer. The roof installed in 2014, A/C system 2025. Water heater 2021. The home is also equipped with an alarm system hookup, offering the option for enhanced security. Comfortable in scale yet generous in outdoor living, this pool home presents a compelling blend of location, space and inviting place to settle into the easy rhythm of life in Palm Coast.

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Single Family Active

Price

$ 399,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,537

Style

Single Family Residence

Lot Size

0.39

Year Built

1995

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC316674

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Cable Connected Electricity Available Electricity Connected Phone Available Sewer Available Sewer Connected Sprinkler Meter Underground Utilities Water Available Water Connected
Roof Shingle
Appliances Built-In Oven Dishwasher Disposal Microwave Refrigerator
Zoning SFR-2
HOA Fee 111
Garage Spaces 2
Pool Features In Ground Salt Water
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1995
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Flagler
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HAMPTONS SUB
Facing Direction South
Garage Y/N true
Total Rooms 4
Full Baths 2
Status Active
Directions Belle Terre to Pine lakes Pkwy to Wynnfield Dr. to Montauk Ln. #28
City PALM COAST
Association Name May Management
Senior Community Y/N false
MLS Area 32164 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 16945
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 3537.17
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC316674
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 75
Legal Description HAMPTONS LOT 75 MB 29 PG 90 OR 543 PG 1068 OR 980 PG 925 OR 2049/1162-1164-DC & ACM OR 2049/1165 OR 2217/840
Minimum Lease 6 Months
Water Access Y/N false
Monthly HOA Amount 111
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Primary Bedroom Main Floor Thermostat
Flooring Tile Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Electric Dryer Hookup In Garage Washer Hookup
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Private Mailbox Private Yard Rain Gutters Sprinkler Metered
Water Source Public
Lot Size Area 16945
Foundation Details Block
Building Area Total 2953
Lot Size Acres 0.39
Road Surface Type Concrete Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Keller Williams Rlty Fl. Partn

Broker

lilavoisc@gmail.com

Email

Affordability Calculator

$2,757
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,462
Monthly Property Taxes
$295
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/5/2026$399,900 Listed Price

Map


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28 MONTAUK LANE, Palm Coast, FL, 32164 is a Single Family Home for sale at $399,900 with 2,105 sqft and a lot size of 0.39. 28 MONTAUK LANE has 4 bedrooms, 2.1 baths, and was built in 1995. The property's zip code is 32164 which is in Palm Coast, FL