1926 On The Beach Drive 4035

4.9% Interest Rate with Owner Financing and Only $20,000 Down! Beach ownership just became far more attainable. Take advantage of below-market seller financing on this coastal studio at Beachgate Condominiums—an ideal combination of personal beach retreat and income-producing investment just steps from the Gulf. Beachgate has welcomed returning vacationers for more than 20 years and remains a favorite destination for guests seeking a relaxed beachfront experience. Unit BG 435 offers strong rental potential year-round and is especially popular with winter visitors, making it both an enjoyable getaway and a smart investment opportunity. This coastal-inspired studio offers comfortable accommodations including a king bed and sofa sleeper, along with a coffee table, entry hall table, chest of drawers, nightstand, and bar-height dining table with seating for two. The kitchenette features granite countertops, refrigerator with small freezer, microwave, toaster, and coffee maker for easy beachside living. The bathroom includes granite surrounds with a shower/tub combination and a built-in hair dryer. NEW A/C Unit & T-Stat just installed. Located on the third floor with elevator access, the unit offers a partial view of the beach from the living area. Beachgate owners and guests enjoy resort-style amenities including two swimming pools (one heated), hot tub, shuffleboard court, fire pit, fish cleaning station, conference room, and private boardwalk to the beach. The HOA remains very reasonable and covers many monthly expenses including water, cable/wifi, trash, exterior maintenance, and access to all onsite amenities. With flexible owner financing and a below-market interest rate, this is a rare opportunity to secure an affordable place at the beach while also benefiting from vacation rental income potential.