2121 PALM TERRACE
Sarasota, FL, 34231 $ 630,000
Bedrooms3 Baths3.0 Sq 1,681 Monthly Estimate*
$ 3,879
for $630,000 with 3 bedrooms and 3 full baths. This 1,681 square foot home was built in 1950 on a lot size of 0.19.
Quiet dead-end street! Backyard Retreat! Detached Studio! and Trader Joe’s just steps away!—this extensively updated property places you minutes from Downtown Sarasota and the world-renowned shores of Siesta Key Beach. Ideally positioned near Sarasota Memorial Hospital, Sarasota-Bradenton International Airport, and Sarasota’s vibrant dining, arts, and cultural scene, the home offers a rare combination of privacy, lifestyle, and everyday convenience in one of Sarasota’s most desirable central locations. The private backyard retreat is truly one of the home’s standout features, thoughtfully designed as an inviting outdoor living space. Beautiful hardscaping, a stylish pergola, lush landscaping, and a striking custom mural create a setting that feels both artistic and relaxing. The fully fenced yard (new in 2023) provides exceptional privacy and an ideal backdrop for entertaining, weekend gatherings, or quiet evenings enjoying Florida’s year-round sunshine. Inside, the main residence has been carefully maintained and updated to create a clean, comfortable living environment. Improvements include fresh interior paint, a custom feature wall, custom closet built-ins, and blackout blinds in both bedrooms. Hurricane-rated windows and doors provide added peace of mind while allowing natural light to fill the living spaces. The kitchen blends everyday functionality with modern convenience, featuring a Bosch dishwasher installed in August 2025, Samsung range (2023), and Samsung microwave (2023). An LG washer and dryer (2023) are also included. Additional enhancements reflect the owners’ commitment to both comfort and efficiency, including a whole-home water filtration system with kitchen reverse osmosis (2022), blue light air purification system (2024), generator with transfer switch (2025), updated plumbing and regularly maintained HVAC system. The garage has also been thoughtfully upgraded with waterproof flooring, built-in storage cabinets, extra insulation, and a mini-split AC system installed in 2025, creating a comfortable and flexible space that can easily function as a workshop, gym, or additional utility area. Adding exceptional versatility, the detached studio offers its own private entrance and private outdoor space, making it ideal for guests, multigenerational living, a private office, or creative studio. The space includes a kitchenette, full bathroom, Washer / Dryer and dedicated AC system installed in 2023, with potential for rental income or extended-stay guests. Additional upgrades include gutters, a permitted hurricane-rated rear door and updated electrical for the AC system. Buyers are encouraged to review the attached feature sheet outlining the many improvements and maintenance items completed by the current owners. A rare opportunity to enjoy privacy, flexibility, and an unbeatable Sarasota location—all in one thoughtfully updated property.
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FeaturesGeneralSewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RSF3
Garage Spaces 1
Construction Materials Block Wood Frame
Year Built 1950
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Sarasota
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HARBOR OAKS
Facing Direction South
Garage Y/N true
Total Rooms 6
Full Baths 3
Status Active
Directions From I-75 Take I-75 to Exit 207 for Bee Ridge Road (FL-758). Head west on Bee Ridge Road toward Sarasota. Continue on Bee Ridge Road for approximately 6–7 miles. Turn left onto US-41 (Tamiami Trail). Continue south (or north depending on property location). Turn onto the appropriate local road leading to the property. Follow to destination. From US-41 (Tamiami Trail) Travel along US-41 to the nearest cross street to the property. Turn east or west onto the corresponding local road. Follow neighborhood streets to the property address. Destination will be on your left or right.
City SARASOTA
Senior Community Y/N false
MLS Area 34231 - Sarasota/Gulf Gate Branch
Lot Size Units Square Feet
Lot Size Square Feet 8138
Carport Y/N false
Listing Terms Cash Conventional FHA
Land Lease Y/N false
Tax Annual Amount 5119.55
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/A4684433
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 12
Legal Description W 52 FT OF LOT 12 AND E 14 FT OF LOT 11 BLK A HARBOR OAKS
Minimum Lease 1 Month
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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InteriorInterior Amenities Ceiling Fan(s)
Flooring Concrete
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 3
Total Baths 3
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ExteriorExterior Amenities Private Mailbox Private Yard Sidewalk
Water Source Public
Lot Size Area 8138
Foundation Details Slab
Building Area Total 1902
Lot Dimensions 66 x 123
Lot Size Acres 0.19
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
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* Excluded FeaturesList ByThe Keyes Company - SarasotaBroker
smarkbreit@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,879
- Monthly Property Taxes
- $427
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Sarasota, FL
Average List Price $1,551,569
Percent of Sale Price 146%
About Sarasota, FL 55,052 Population
5% Since 2002
$ 46,682 Median Income
45.17 Median Age
16% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/5/2026 | $630,000 | | Listed Price |