2963 Cussell Drive St James City, FL $ 489,900
2963 Cussell Drive
$ 489,900
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2963 Cussell Drive

St James City, FL, 33956
$ 489,900
Bedrooms2 Baths2.0 Sq 1,196

Monthly Estimate*

$ 3,016

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Single Family Home for sale in St James City, FL

for $489,900 with 2 bedrooms and 2 full baths. This 1,196 square foot home was built in 1982 on a lot size of 0.22.

Charming waterfront CBS Home in Desirable St. Jude Harbors – Direct Gulf Access! Located at the end of a quiet, dead-end road in St. Jude Harbors and directly across from the protected St. James Creek Preserve, this renovated 2-bedroom, 2-bath split floor plan home offers privacy, boating access, and island charm. Set on a wide 100-foot canal with quick, direct access to Pine Island Sound and the Gulf, the property features 2 docks, an 8,000-lb aluminum boat lift (2019), and a reinforced shoreline with pilings and rip-rap across the entire waterfront. Open water, beaches, and exceptional fishing are just minutes away. Inside, enjoy a Florida room for added living space, luxury vinyl plank flooring throughout, and a newly updated kitchen with appliances (2023). Additional improvements include new vanities, interior paint and trim (2023), a metal roof and added insulation (2021), AC (2019), and an engineered carport (2021). Maintenance-free landscaping and a waterfront pergola provide the perfect setting for relaxing and taking in the sunset views. Tastefully furnished and offered turnkey with strong seasonal rental history. Seller will consider reasonable financing for qualified buyers. Start living the Island lifestyle today!

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Single Family Active

Price

$ 489,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 5,589

Style

Ranch, One Story

Lot Size

0.22

Year Built

1982

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026010748

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Security Features Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1982
View Canal Preserve
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Navigable Water Riprap
Community Features Boat Facilities Non-Gated None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities See Remarks
HOA false
Subdivision Name ST JUDE HARBORS
Facing Direction East
Garage Y/N false
Other Structures Gazebo Outbuilding
Total Rooms 0
Full Baths 2
Status Active
Directions from four-way stop head south approxiately 7 miles to left on Laratonda Road (St Judes Harbor) turns into Stabile left onto Franzone go .4 miles home is on left
City St James City
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RS-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 2
Carport Y/N true
Tax Annual Amount 5589.24
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026010748
Standard Status Active
Tax Lot 22
Property Sub Type Additional Single Family Residence
Legal Description ST JUDE HARBORS UNIT 2 BLK 16 PB 25 PG 151 LOTS 22 + 23
HOA Fee 3 0
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Interior
Interior Amenities Living/Dining Room Shower Only Separate Shower Split Bedrooms
Flooring Tile Vinyl
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Jalousie Single Hung Sliding
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup
Total Bedrooms 2
Entry Level 1
Room Type Florida Room Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Room For Pool Shutters Manual
Parking Features Covered RV Access/Parking Attached Carport
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.22
Spa false
Building Area Total 1196
Lot Dimensions 85 x 125 x 85 x 125
Lot Size Acres 0.22
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Jonna Bouchard

Listing Agent

Always Island Time Realty Llc

Broker

jonnabouchard@gmail.com

Email

Affordability Calculator

$3,482
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,016
Monthly Property Taxes
$466
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/4/2026$489,900 Listed Price

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2963 Cussell Drive, St James City, FL, 33956 is a Single Family Home for sale at $489,900 with 1,196 sqft and a lot size of 0.22. 2963 Cussell Drive has 2 bedrooms, 2.0 baths, and was built in 1982. The property's zip code is 33956 which is in St James City, FL