105 W Main Street Elkin, NC $ 749,000
105 W Main Street
$ 749,000
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105 W Main Street

Elkin, NC, 28621
$ 749,000
Baths0.0

Monthly Estimate*

$ 4,612

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Studio

Single Family Home for sale in Elkin, NC

for $749,000. This home was built in 1905.

Located in the heart of Historic Downtown Elkin at 105 W. Main Street, this distinguished two-story brick commercial building blends architectural character with modern mixed-use functionality. Today, the main level—approximately 2,986 square feet—is home to an upscale antique store with strong street visibility and walkable appeal. The second level includes two loft-style apartments totaling approximately 2,375 square feet, offering excellent residential income potential or owner-occupant flexibility. The 2,250-square-foot basement, accessible from both the rear alley and interior retail space, features concrete floors, two older restrooms, and versatile unfinished space ideal for storage, workshop use, or future improvements. The building is heated and cooled by electric heat pumps, has a new roof, and natural gas is available in the rear alley. This is a rare opportunity to own a partially owner-occupied building/investment asset in Elkin’s vibrant downtown.

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Single Family Active

Price

$ 749,000

Bedrooms

Studio

Property Type

Single Family

Taxes

$ 0

Style

Investment

Year Built

1905

Town/City

Elkin

County/Region

Surry

MLS | Web ID

1210994

Features
General
Sewer Public Sewer
Zoning DMX
Year Built 1905
Property Subtype Investment
Business Type Investment Professional/Office Retail
Building Name Ferraro Building
County Surry
Property Type Commercial Sale
HOA No
Status Active
Directions Historic Downtown Elkin; 105 W Main St. Between the Hospital Thrift Shop and Michelle's Consignments
City Elkin
Listing Terms Cash Conventional
Standard Status Active
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Exterior
Lot Features City Lot
Building Area Total 0
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Internal Only
Street Number 1 105
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* Excluded Features
List By
Robert Ball

Listing Agent

Underdown, Ball & Associates, Llc

Broker

roberthball@gmail.com

Email

Affordability Calculator

$4,612
Per Month
100%
0%
0%
Monthly Principal & Interest
$4,612
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
584379 Elementary School
584626 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/3/2026$749,000 Listed Price

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105 W Main Street, Elkin, NC, 28621 is a Single Family Home for sale at $749,000. 105 W Main Street is a studio with 0.0 baths and was built in 1905. The property's zip code is 28621 which is in Elkin, NC