4128 Terry St. Oceanside, CA ^$ 1,049,900

4128 Terry St.

^$ 1,049,900

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4128 Terry St.

Oceanside, CA, 92056

^$ 1,049,900

Bedrooms4 Baths2.1 Sq 1,956

Monthly Estimate*

^$ 6,464

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Single Family Home for sale in Oceanside, CA

for $1,049,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,956 square foot home was built in 1974.

Welcome to your dream coastal retreat in Oceanside! This beautifully remodeled home perfectly blends modern luxury with laid-back beach living. Thoughtfully updated from top to bottom, this stunning home features a brand-new kitchen, updated flooring throughout, fully renovated bathrooms, and all-new windows that fill the space with natural light. The spacious downstairs primary suite offers privacy and convenience, while three additional bedrooms upstairs provide the perfect layout for family, guests, or a home office. Situated on a desirable corner lot, the property captures lovely views and an abundance of sunshine. The open and inviting floor plan flows seamlessly into a private backyard oasis with a permitted patio room, and large grass area, ideal for entertaining, play, or relaxing evenings outdoors. With its stylish upgrades, generous outdoor space, and prime location near the coast, this move-in-ready home offers the perfect blend of comfort, functionality, and seaside charm.

Single Family Active

Price

^$ 1,049,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 0

Style

Detached

Year Built

1974

Town/City

Oceanside

County/Region

San Diego

MLS | Web ID

260004937

Features

General

Sewer Sewer Connected

Heating Forced Air Unit

Cooling N/K

Roof Composition

Appliances Dishwasher Microwave Range/Oven Refrigerator

HOA Fee 0.0

Garage Spaces 2.0

Patio/Porch Features Enclosed

Pool Features N/K

Construction Materials Stucco

Pets Allowed Yes

Year Built 1974

Levels 2 Story

Property Subtype Detached

County San Diego

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name OCEANSIDE

Full Baths 2

Status ACTIVE

Directions Corner of Terry St. and Joan Dr.

City Oceanside

Senior Community Y/N N

MLS Area Coastal North

Lot Size Units Acres

Property Attached Y/N N

Building Area Units Sqft

Living Area Units Sqft

Standard Status Active

Freehold IDX

Exterior

Fencing Gate

Parking Features Attached

Water Source Meter on Property

Total Parking 4.0

Lot Size Area 0.0

Building Area Total 1956.0

Waterfront Y/N N

Interior

Total Stories 2

Air Conditioning Y/N N

Heating Y/N N

Fireplace Y/N N

Half Baths 1

Laundry Features Gas

Total Bedrooms 4

Total Baths 3

* Excluded Features

List By

Gregory M Kirk

Listing Agent

Bluewater Properties

Broker

(858) 213-9949

Phone

Affordability Calculator

$6,464

Per Month

Monthly Principal & Interest: $6,464
Monthly Property Taxes: --
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oceanside, CA

Average List Price ^$960,058

Percent of Sale Price 9%

About Oceanside, CA

178,411 Population

11% Since 2002

^$60,771 Median Income

37.07 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

281193 Elementary School

281006 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/3/2026	$1,049,900		Listed Price

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4128 Terry St., Oceanside, CA, 92056 is a Single Family Home for sale at $1,049,900 with 1,956 sqft. 4128 Terry St. has 4 bedrooms, 2.1 baths, and was built in 1974. The property's zip code is 92056 which is in Oceanside, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of The Internet Data Exchange Program of San Diego Multiple Listing Service, Inc.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego Multiple Listing Service, Inc. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright.

Data is updated as of 3/5/2026.

CA BRE #019180026.

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4128 Terry St.

Single Family Home for sale in Oceanside, CA

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