640 Lutzke Road Saginaw, MI $ 273,000
640 Lutzke Road
$ 273,000
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640 Lutzke Road

Saginaw, MI, 48609
$ 273,000
Bedrooms3 Baths2.0 Sq 1,218

Monthly Estimate*

$ 1,681

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Single Family Home for sale in Saginaw, MI

for $273,000 with 3 bedrooms and 2 full baths. This 1,218 square foot home was built in 2005 on a lot size of 0.57.

Move right into this beautifully updated Thomas Township home situated on over a half-acre lot! Offering 3 bedrooms, 2 full baths, and 1,218 square feet of main living space — plus an additional 715 sqare feet of finished space in the basement with a family room, office, and washer and dryer. This home provides room to live, relax, and entertain comfortably. The main floor features a cozy living room with a gas fireplace, two bedrooms, a full bath, and an updated kitchen complete with granite countertops, stainless steel appliances, tile backsplash, and a casual dining area perfect for everyday living. Upstairs, retreat to your private primary suite featuring a double closet and beautifully updated en-suite bath — your own peaceful getaway at the end of the day. Step outside and enjoy your spacious backyard oasis. The patio is ideal for entertaining, while mature trees provide privacy and shade. The property also includes a heated pole garage with electricity — perfect for hobbies, storage, or extra workspace — along with an additional shed for even more storage. You’ll appreciate the added peace of mind this home provides, featuring a professionally installed generator interlock kit with backfeed capability, allowing you to safely power most of the home during outages. Washer and dryer can remain with an acceptable offer, offering added convenience and flexibility for the next owner. This home truly offers comfort, space, functionality, and thoughtful updates — all in a desirable location. Call today to schedule your private showing!

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Single Family Pending

Price

$ 273,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,787

Style

Detached,Traditional

Lot Size

0.57

Year Built

2005

Town/City

Saginaw

County/Region

Saginaw

MLS | Web ID

50200611

Features
Interior
Interior Amenities Cable/Internet Avail. Sump Pump
Basement Finished Full Poured Sump Pump
Bedroom 3 Level Main
Bedroom 1 Level Second
Bedroom 2 Level Main
Beds 3
Fireplace? Yes
Total Rooms 10
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General
Heating Forced Air
Kitchen Level Main
Cooling Ceiling Fan(s) Central A/C Exhaust Fan
Possession At Close
Fireplaces Gas Fireplace
Garage Detached Garage Electric in Garage Heated Garage
Water Public Water
Appliances Dishwasher Disposal Dryer Microwave Range/Oven Refrigerator Washer
Status Pending Pending
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2005
Subdivision No MI
Water Heater Gas
Style Detached Traditional
County Saginaw
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Thomas Twp
New Construction Y/N No
Zoning Residential
Sale/Rent For Sale
Status Detail 0
Utilities Sewer Connected Water Connected
Structure Style 1 1/2 Story
Area Thomas Twp (73025)
Primary City Saginaw
Virtual Tour https://view.get360.online/order/e60ed253-6e59-4ac4
Directions Gratiot West past River Rd. Past Swanson turn left on Lutzke
City Saginaw
School District Swan Valley School District
Financial Terms Cash Conventional FHA MIStateHsDevAuthority Rural Development VA
Legal Description N 75 FT OF S 150 FT OF N 1860 FT OF W 330 FT OF SE 1/4 0.57 ACRES SEC 25 T12N R3E ***NEW # SPLIT FROM PARENT 4069-000 5/9/05
DOM 2
Postal Code 48609
Price Per Sq Ft Total AG 224.14
Public Remarks Move right into this beautifully updated Thomas Township home situated on over a half-acre lot! Offering 3 bedrooms 2 full baths and 1
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Exterior
Exterior Vinyl Siding
Exterior Amenities Patio Porch
Frontage 75
Lot Size Area 0.57
Pool (Y/N) No
Lot Dimensions 75 x 330
OUT BUILDINGS Shed
Roads Paved Street
Waterfront Y/N No
Frontage Type Road
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* Excluded Features
List By
Theresa Guthrie

Listing Agent

Re/Max Of Midland

Broker

theresaguthrie2003@yahoo.com

Email

Affordability Calculator

$1,913
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,681
Monthly Property Taxes
$232
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1518869 Elementary School
1518870 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/3/2026$273,000 Listed Price

Map


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640 Lutzke Road, Saginaw, MI, 48609 is a Single Family Home for sale at $273,000 with 1,218 sqft and a lot size of 0.57. 640 Lutzke Road has 3 bedrooms, 2.0 baths, and was built in 2005. The property's zip code is 48609 which is in Saginaw, MI