1427 Elk Lake Road Owenton, KY $ 399,900
1427 Elk Lake Road
$ 399,900
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1427 Elk Lake Road

Owenton, KY, 40359
$ 399,900
Bedrooms4 Baths1.1 Sq 1,900

Monthly Estimate*

$ 2,462

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Single Family Home for sale in Owenton, KY

for $399,900 with 4 bedrooms and 1 full bath, 1 half bath. This 1,900 square foot home was built in 1996 on a lot size of 0.42.

Discover the perfect retreat at 1427 Elk Lake Resort Rd, a beautifully maintained 3-bedroom chalet-style home with direct lake frontage and a private boat dock. Inside, the warm wood finishes, open living spaces, and included pool table create a true cabin feel that's equally inviting for weekends away or year-round living. This lake house has been impeccably cared for by its current owner, making it move-in ready for its next chapter. Along with the main property, you'll also enjoy Lot 1525 directly across the road, offering flexible space for recreation, gardening, or overflow parking. A storage shed adds convenience for lake gear and tools, while the spacious deck provides the perfect spot to relax and take in sweeping water views. Life at Elk Lake Resort is an experience in itself. The gated community offers 24-hour security, a private beach, clubhouse, social events, and a marina with gas service. Residents spend their days boating, fishing, swimming, kayaking, and enjoying miles of scenic shoreline. In the evenings, unwind under the stars and embrace the slower pace of lake life. Perfectly located just 90 minutes from Cincinnati, Louisville, and Lexington.

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Single Family Active

Price

$ 399,900

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Chalet

Lot Size

0.42

Year Built

1996

Town/City

Owenton

County/Region

Owen

MLS | Web ID

640244

Features
General
Living Area 1900.0
Sewer Septic Tank
Heating Heat Pump Electric
Cooling Central Air
Roof Shingle
HOA Fee 2500.0
Garage Spaces 0.0
Association Fee Includes Association Fees Management Maintenance Grounds
Patio/Porch Features Covered Porch Enclosed Patio Deck
Architectural Style Chalet
Construction Materials Vinyl Siding
Full Baths 1
Half Baths 1
Year Built 1996
View Lake
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Owen
New Construction No
Property Type A
Association Amenities Clubhouse Playground Lake Seasonal
HOA Yes
Attached Garage No
Other Structures Shed(s)
Total Rooms 9
Status Active
Directions From Elk Creek Vineyard head East turn Right onto Rt 1883 turn Right at stop sign. 'Gated Community; must have an appointment and be escorted by an agent.
High School Owen County High
City Owenton
School District Owen Co Public
Zoning Description Residential
MLS Area K22 - Owen Cty
Lot Size Units Acres
Lot Size Square Feet 18208.08
Elementary School Owen County Elementary
Property Attached Y/N No
Middle/Junior High School Maurice Bowling Middle School
MLS Area Minor K22 - Owen Cty
Structure Type House
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Eat-in Kitchen Open Floorplan Ceiling Fan(s)
Basement Storage Space Walk-Out Access Finished
Kitchen Appliances Stainless Steel Appliance(s) Electric Range Refrigerator Microwave
Total Fireplaces 1
Fireplace Features Wood Burning
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows Vinyl Frames
Fireplace Y/N Yes
Total Bathrooms 2.0
Laundry Features Main Level
Room Type Living Room Other Room Recreation Room Bedroom 3 Bedroom 2 Dining Room Primary Bedroom Kitchen
Total Baths 2
Total Bedrooms 4
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Exterior
Exterior Amenities Dock Other Boat Slip
Parking Features Off Street Driveway No Garage
Water Source Public
Lot Size Area 0.42
Foundation Details Poured Concrete
Building Area Total 1900.0
Lot Dimensions 84x230x72x238
Lot Size Acres 0.42
Lot Size Source Realist
Land Lease Type Fee
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* Excluded Features
List By
Exp Realty, Llc

Broker

aaron@aaronsmithhomes.com

Email

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$2,462
Per Month
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Monthly Principal & Interest
$2,462
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3163353 Elementary School
3163371 Middle School
Owen County High High School
Pricing History
DatePricePrice ChangeDescription
3/2/2026$399,900 Listed Price

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1427 Elk Lake Road, Owenton, KY, 40359 is a Single Family Home for sale at $399,900 with 1,900 sqft and a lot size of 0.42. 1427 Elk Lake Road has 4 bedrooms, 1.1 baths, and was built in 1996. The property's zip code is 40359 which is in Owenton, KY