2806 Clay Street St Joseph, MO ^$ 199,900

2806 Clay Street

^$ 199,900

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2806 Clay Street

St Joseph, MO, 64501

^$ 199,900

Bedrooms3 Baths2.0 Sq 1,560

Monthly Estimate*

^$ 1,231

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Single Family Home for sale in St Joseph, MO

for $199,900 with 3 bedrooms and 2 full baths. This 1,560 square foot home was built in 1957 on a lot size of 0.209963.

Don't miss out on this 3 bedroom 2 bath ranch home with a fantastic location. This home offers a new HVAC, great outdoor living space and lots of room to work in the garage. Combine this with an updated bathroom, and this home checks the boxes for what you are looking for in your next home.

Single Family Active

Price

^$ 199,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,277

Style

Traditional

Lot Size

0.209963

Year Built

1957

Town/City

St Joseph

County/Region

Buchanan

MLS | Web ID

2604778

Features

General

Living Area 1560

Sewer Public Sewer

Heating Natural Gas

Cooling Electric

Possession Funding

Roof Composition

HOA Fee 0

Garage Spaces 1

Patio/Porch Features Deck Patio

Architectural Style Traditional

Security Features Smoke Detector(s)

Construction Materials Frame

Year Built 1957

Property Subtype Single Family Residence

Ownership Private

Assoc Fee Paid Per None

County Buchanan

Property Type Residential

HOA N

Subdivision Name Andrews & Kelly Add'n

Facing Direction North

Garage Y/N Y

Full Baths 2

Status Active

Directions From Noyes BLVD go east on Clay Street and look south at 2806

High School Central

City St Joseph

High School District St. Joseph

MLS Area 1132 - Buchanan Co NW-N=Co Line;S=I-36;E=I-29;W=M

Lot Size Units Square Feet

Lot Size Square Feet 9146.25

Listing Terms Cash Conventional

Public Remarks Don't miss out on this 3 bedroom 2 bath ranch home with a fantastic location. This home offers a new HVAC great outdoor living space and lots of room to work in the garage. Combine this with an upd

Standard Status Active

In Flood Plain No

HMS_MaintenanceProvidedYN N

Interior

Basement Full

Basement (Y/N) Y

Air Conditioning Y/N Y

Window Features Storm Window(s)

Fireplace Y/N N

Above Grade Finished Area 1248

Half Baths 0

Laundry Features In Basement

Total Bedrooms 3

Below Grade Finished Area 312

Dining Area Features Kit/Dining Combo

Floor Plan Features Ranch

Exterior

Fencing Partial

Parking Features Basement Off Street

Water Source Public

Lot Size Area 9146.25

Lot Dimensions 72.5 X 132.5 IRR

Road Surface Type Paved

Road Responsibility Public Maintenance

* Excluded Features

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$1,337

Per Month

Monthly Principal & Interest: $1,231
Monthly Property Taxes: $106
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in St Joseph, MO

Average List Price ^$214,895

Percent of Sale Price 8%

About St Joseph, MO

76,280 Population

2% Since 2002

^$42,836 Median Income

36.45 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840743 Elementary School

1840923 Middle School

Central High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/2/2026	$199,900		Listed Price

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2806 Clay Street, St Joseph, MO, 64501 is a Single Family Home for sale at $199,900 with 1,560 sqft and a lot size of 0.209963. 2806 Clay Street has 3 bedrooms, 2.0 baths, and was built in 1957. The property's zip code is 64501 which is in St Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/2/2026.

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2806 Clay Street

Single Family Home for sale in St Joseph, MO

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