1109 SE 40th Street 106 Cape Coral, FL $ 245,000
1109 SE 40th Street 106
$ 245,000
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1109 SE 40th Street 106

Cape Coral, FL, 33904
$ 245,000
Bedrooms2 Baths2.1 Sq 1,420

Monthly Estimate*

$ 1,509

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Townhouse for sale in Cape Coral, FL

for $245,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,420 square foot townhouse was built in 1984 on a lot size of 0.174.

It’s not often a Gulf Access townhome with a private garage and boat dock becomes available in this highly desirable 55+ community! Located in Palm Grove, this spacious 2-bedroom, 2 and a half-bath residence offers 1,420 square feet of comfortable living space designed for both relaxation and entertaining and being sold Completely TURNKEY so all you need is your suitcase. Inside, you’ll find two generously sized primary suites—each with its own full en-suite bath—providing ideal privacy for owners and guests alike. The open-concept kitchen with breakfast bar flows seamlessly into the main living area, creating an inviting space to gather. Enjoy true Florida living with two large screened lanais—one off the main living area and another privately situated off the upstairs bedroom—perfect for morning coffee or evening breezes. Boaters will appreciate the assigned dock with Gulf access, offering convenient water adventures right from your backyard. Additional highlights include a one-car garage, ample storage, and a pet-friendly policy (one pet allowed). Whether you're looking for a seasonal escape or full-time residence, this move-in-ready townhome checks all the boxes for low-maintenance waterfront living in Southeast Cape Coral.

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Townhouse Active

Price

$ 245,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Townhouse

Taxes

$ 4,436

Style

Two Story, Split Level

Lot Size

0.174

Year Built

1984

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026010258

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Range Refrigerator
HOA Fee 0
Garage Spaces 1
Association Fee Includes Irrigation Water Legal/Accounting Maintenance Grounds Pest Control Reserve Fund Trash
Patio/Porch Features Lanai Porch Screened
Architectural Style Two Story Split Level
Pool Features Community
Security Features None Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Call Conditional
Year Built 1984
View Canal
Stories Count 2
Levels Two Multi/Split
Unit Number 106
Property Subtype Townhouse
Tax Year 2025
Ownership Condo
Waterfront Features Canal Access Navigable Water Seawall
Community Features Boat Facilities Non-Gated
HOA Fee 2 1491
County Lee
Property Type Residential
Association Amenities Pool Management
HOA true
Attached Garage true
Subdivision Name PALM GROVE SUBD
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
City Cape Coral
Disclosures RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N true
Zoning Description RML
MLS Area CC12 - Cape Coral Unit 7-15
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
HOA Fee 2 Frequency Quarterly
Tax Annual Amount 4436.77
Property Condition Resale
Virtual Tour https://track.pstmrk.it/3s/listings.gulfshoreproductions.com%2Fsites%2Frdvnnmkq%2Funbranded/cUpU/a6TDAQ/AQ/b71cd7f7-a233-4446-9aa9-dd0947814c01/3/hY5I0pY-9A
Structure Type Townhouse
Standard Status Active
Tax Lot 106
Property Sub Type Additional Townhouse
Legal Description PALM GROVE GARDENS II CONDO OR 1715 PG 141 UNIT 106
Assoc/CIC Condominium
HOA Fee 3 0
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Interior
Interior Amenities Living/Dining Room Tub Shower
Flooring Carpet Tile
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Sliding
Half Baths 1
Laundry Features Washer Hookup Dryer Hookup In Garage Laundry Tub
Total Bedrooms 2
Entry Level 1
Room Type Great Room Screened Porch
Total Baths 3
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Exterior
Exterior Amenities Sprinkler/Irrigation Other
Parking Features Attached Garage Two Spaces Garage Door Opener
Lot Features Other Sprinklers Automatic
Water Source Assessment Paid Public
Lot Size Area 0.174
Spa false
Building Area Total 1666
Lot Size Acres 0.174
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Bryan Keane

Listing Agent

The Keyes Company

Broker

bryankeane643@yahoo.com

Email

Affordability Calculator

$1,878
Per Month
80%
20%
0%
Monthly Principal & Interest
$1,509
Monthly Property Taxes
$370
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/1/2026$245,000 Listed Price

Map


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1109 SE 40th Street 106, Cape Coral, FL, 33904 is a Townhouse for sale at $245,000 with 1,420 sqft and a lot size of 0.174. 1109 SE 40th Street 106 has 2 bedrooms, 2.1 baths, and was built in 1984. The property's zip code is 33904 which is in Cape Coral, FL