8013 N Frazer Beach Drive Monticello, IN $ 489,900
8013 N Frazer Beach Drive
$ 489,900
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8013 N Frazer Beach Drive

Monticello, IN, 47960
$ 489,900
Bedrooms2 Baths2.0 Sq 1,321

Monthly Estimate*

$ 3,016

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Single Family Home for sale in Monticello, IN

for $489,900 with 2 bedrooms and 2 full baths. This 1,321 square foot home was built in 2021 on a lot size of 0.09.

Private swim area with permanent boat dock and lift. Full RV hookup. Welcome to this move-in ready Lake Freeman retreat, built in 2022 and thoughtfully designed for year-round lake living. Located directly on Frazer Beach in an intimate enclave of just 10 homes, this property offers privacy, low maintenance, and exceptional craftsmanship throughout. Featuring traditional construction with a rustic industrial aesthetic, the home blends timeless durability with modern lakefront style. The $350/year association fee includes dock area mowing and electricity for dock lighting, making ownership simple and stress-free. Inside, expansive living room windows fill the home with natural light. The modern kitchen features sleek black stainless steel appliances and custom cabinetry with beautiful handcrafted woodworking details throughout. Designed with comfort and efficiency in mind, the home features upgrades including in-floor radiant heat, super-insulated construction, premium Marvin windows, remote-controlled blinds, water softener and filtered water system, and a full alarm system for added convenience and peace of mind. The loft-style primary suite includes a private bedroom and bath upstairs, while the main level offers an additional bedroom and full bath. The heated and cooled, fully insulated garage could easily be converted into two additional bedrooms or expanded living space, with plenty of exterior parking available. Designed to maximize indoor-outdoor living, the sliding glass front wall fully folds open across the entire front of the home, complete with built-in screens. A retractable awning extends over the patio, creating the perfect shaded space for relaxing or entertaining lakeside. Permanent boat dock with lift and private swim area complete this waterfront experience. Select furnishings, boat, and golf cart are negotiable.

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Single Family Active

Price

$ 489,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,066

Style

Traditional

Lot Size

0.09

Year Built

2021

Town/City

Monticello

County/Region

White

MLS | Web ID

22084841

Features
Interior
Interior Amenities Cathedral Ceiling(s) Paddle Fan Walk-In Closet(s)
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) N
Half Baths 0
Total Bedrooms 2
Main Level Bedrooms 1
Total Baths 2
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General
Heating Electric Radiant Floor
Cooling Wall Unit(s)
Possession Closing
Appliances Dishwasher Disposal Electric Oven Refrigerator Water Softener Owned
Garage Spaces 2
Architectural Style Traditional
Construction Materials Aluminum Siding
Year Built 2021
Township Jefferson
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2025
County Carroll
New Construction N
Property Type Residential
HOA N
Subdivision Name No Subdivision
Garage Y/N Y
Total Rooms 5
Full Baths 2
Status Active
Directions GPS Friendly
High School Twin Lakes Senior High School
City Monticello
High School District Twin Lakes School Corp
MLS Area 801 - Carroll - Jefferson
Lot Size Square Feet 4094
Property Attached Y/N N
Middle/Junior High School Roosevelt Middle School
Standard Status Active
Tax Lot 1
Legal Description 008-76013-00 Beach Haven Sub Div Lot 1
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Exterior
Parking Features Attached
Water Source Private
Foundation Details Slab
Building Area Total 1321
Lot Size Acres 0.09
Horse Amenities None
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* Excluded Features
List By
@Properties

Broker

cathy@russellteam.com

Email

Affordability Calculator

$3,189
Per Month
95%
5%
0%
Monthly Principal & Interest
$3,016
Monthly Property Taxes
$172
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5369149 Elementary School
5369151 Middle School
Twin Lakes Senior High School High School
Pricing History
DatePricePrice ChangeDescription
3/2/2026$489,900 Listed Price

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8013 N Frazer Beach Drive, Monticello, IN, 47960 is a Single Family Home for sale at $489,900 with 1,321 sqft and a lot size of 0.09. 8013 N Frazer Beach Drive has 2 bedrooms, 2.0 baths, and was built in 2021. The property's zip code is 47960 which is in Monticello, IN