4312 S Bay Circle North Fort Myers, FL $ 450,000
4312 S Bay Circle
$ 450,000
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4312 S Bay Circle

North Fort Myers, FL, 33903
$ 450,000
Bedrooms3 Baths2.0 Sq 1,618

Monthly Estimate*

$ 2,771

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Single Family Home for sale in North Fort Myers, FL

for $450,000 with 3 bedrooms and 2 full baths. This 1,618 square foot home was built in 1962 on a lot size of 0.197.

GULF ACCESS, NO BRIDGES! This beautifully renovated waterfront gem is situated in the up-and-coming Waterway Estates! PERFECT home for AirBNB, vacation home or for the resident who loves boating! Great investment opportunity to build some equity or have a successful rental. Centrally located with quick access to everything you need in Cape Coral, short drive to downtown Ft. Myers, and only one beer to open water by boat! NEW roof, plumbing, hot water heater, stainless steel appliances, hurricane impact windows, slider door, luxury waterproof vinyl flooring, AND MORE! Don't wait-- schedule your private showing today!

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Single Family Active

Price

$ 450,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,873

Style

Ranch, One Story

Lot Size

0.197

Year Built

1962

Town/City

North Fort Myers

County/Region

Lee

MLS | Web ID

2026010280

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Ranch One Story
Security Features Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1962
View Canal
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Seawall
Community Features Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name WATERWAY ESTATES
Facing Direction West
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
City North Fort Myers
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RS-1
MLS Area FN04 - North Fort Myers Area
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 4873.09
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026010280
Standard Status Active
Tax Lot 84
Property Sub Type Additional Single Family Residence
Legal Description WATERWAY ESTATES UNIT 2 BLK 4 PB 12 PG 64 LOT 84
HOA Fee 3 0
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Interior
Interior Amenities Eat-in Kitchen Shower Only Separate Shower Split Bedrooms
Flooring Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Guest Quarters Great Room
Total Baths 2
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Exterior
Exterior Amenities None
Parking Features Attached Garage Garage Door Opener
Lot Features Irregular Lot
Water Source Public
Lot Size Area 0.197
Spa false
Building Area Total 2094
Lot Dimensions 52 x 116 x 102 x 123
Lot Size Acres 0.197
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Sheena Reagan

Listing Agent

Realty One Group Mvp

Broker

sheenareagan@gmail.com

Email

Affordability Calculator

$3,177
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,771
Monthly Property Taxes
$406
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/28/2026$450,000 Listed Price

Map


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4312 S Bay Circle, North Fort Myers, FL, 33903 is a Single Family Home for sale at $450,000 with 1,618 sqft and a lot size of 0.197. 4312 S Bay Circle has 3 bedrooms, 2.0 baths, and was built in 1962. The property's zip code is 33903 which is in North Fort Myers, FL