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3202 W 3rd Street Spencer, IA $ 215,900
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3202 W 3rd Street
$ 215,900
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3202 W 3rd Street

Spencer, IA, 51301
$ 215,900
Bedrooms2 Baths1.0 Sq 1,096

Monthly Estimate*

$ 1,329

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Single Family Home for sale in Spencer, IA

for $215,900 with 2 bedrooms and 1 full bath. This 1,096 square foot home was built in 2021 on a lot size of 0.34.

Charming Opportunity for your new home at 3202 West 3rd Street! Located on a quiet cul-de-sac in an established neighborhood on the west side of Spencer, this property offers that almost "new" feeling as lived in very lightly. Whether you’re a first-time buyer looking for a solid start or an investor seeking a high-potential rental, this is a must-see. You’ll love the updates including under cabinet lighting, subway tile backsplash, new storm doors, finished and heated garage. Cozy functional floor plan designed for easy living and low-maintenance upkeep. Enjoy the generous yard perfect for summer BBQs, gardening, or giving the dog plenty of room to run. The bonus Clubhouse is also an option for larger gatherings or storm shelter.

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Single Family Active

Price

$ 215,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 2,276

Style

Ranch

Lot Size

0.34

Year Built

2021

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260071
Features
General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Disposal Dryer Exhaust Fan/Hood Microwave Range/Stove Refrigerator Washer
Association Fee 1
Flood Zone No
Number of Garage Spaces 1
School District Spencer
HOA Fee Includes Other
Electric Breakers
Architectural Style Ranch
Community Features Community Room
Stories Count 1
Class RESIDENTIAL
Assessments Unknown
Levels One
Type Single Family Residence
Yearly Taxes 2276
Tax Year 2025
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 14900
Construction Materials Other Smart Board
Primary City Spencer
Year Built 2021
City Spencer
Total Sq Ft 1096
DOM 2
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 196.99
Public Remarks Charming Opportunity for your new home at 3202 West 3rd Street! Located on a quiet cul-de-sac in an established neighborhood on the west side of Spencer this property offers that almost new feelin
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Exterior
Exterior Features Driveway-Concrete Fenced Yard-Partial Patio
Waterfront 0
Garage Type Attached
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N No
Total Baths 1
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 0
Basement Style Slab
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* Excluded Features
List By
Bob Bates

Listing Agent

Northwest Iowa Realty

Broker

(712) 260-7148

Phone

bobbates@iowarealty.com

Email

Affordability Calculator

$1,519
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,329
Monthly Property Taxes
$190
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/1/2026$215,900 Listed Price

Map

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3202 W 3rd Street, Spencer, IA, 51301 is a Single Family Home for sale at $215,900 with 1,096 sqft and a lot size of 0.34. 3202 W 3rd Street has 2 bedrooms, 1.0 baths, and was built in 2021. The property's zip code is 51301 which is in Spencer, IA

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