3523 Valley Trail Chattanooga, TN $ 435,000
3523 Valley Trail
$ 435,000
Recently Listed
Share Save

3523 Valley Trail

Chattanooga, TN, 37415
$ 435,000
Bedrooms4 Baths2.1 Sq 2,231

Monthly Estimate*

$ 2,678

3523 Valley Trail, Chattanooga, TN 37415 - Image 1
3523 Valley Trail, Chattanooga, TN 37415 - Image 2
3523 Valley Trail, Chattanooga, TN 37415 - Image 3
3523 Valley Trail, Chattanooga, TN 37415 - Image 4
3523 Valley Trail, Chattanooga, TN 37415 - Image 5
3523 Valley Trail, Chattanooga, TN 37415 - Image 6
3523 Valley Trail, Chattanooga, TN 37415 - Image 7
3523 Valley Trail, Chattanooga, TN 37415 - Image 8
3523 Valley Trail, Chattanooga, TN 37415 - Image 9
3523 Valley Trail, Chattanooga, TN 37415 - Image 10
3523 Valley Trail, Chattanooga, TN 37415 - Image 11
3523 Valley Trail, Chattanooga, TN 37415 - Image 12
3523 Valley Trail, Chattanooga, TN 37415 - Image 13
3523 Valley Trail, Chattanooga, TN 37415 - Image 14
3523 Valley Trail, Chattanooga, TN 37415 - Image 15
3523 Valley Trail, Chattanooga, TN 37415 - Image 16
3523 Valley Trail, Chattanooga, TN 37415 - Image 17
3523 Valley Trail, Chattanooga, TN 37415 - Image 18
3523 Valley Trail, Chattanooga, TN 37415 - Image 19
3523 Valley Trail, Chattanooga, TN 37415 - Image 20
3523 Valley Trail, Chattanooga, TN 37415 - Image 21
3523 Valley Trail, Chattanooga, TN 37415 - Image 22
3523 Valley Trail, Chattanooga, TN 37415 - Image 23
3523 Valley Trail, Chattanooga, TN 37415 - Image 24
3523 Valley Trail, Chattanooga, TN 37415 - Image 25
3523 Valley Trail, Chattanooga, TN 37415 - Image 26
3523 Valley Trail, Chattanooga, TN 37415 - Image 27
3523 Valley Trail, Chattanooga, TN 37415 - Image 28
3523 Valley Trail, Chattanooga, TN 37415 - Image 29
3523 Valley Trail, Chattanooga, TN 37415 - Image 30
3523 Valley Trail, Chattanooga, TN 37415 - Image 31
3523 Valley Trail, Chattanooga, TN 37415 - Image 32
3523 Valley Trail, Chattanooga, TN 37415 - Image 33
3523 Valley Trail, Chattanooga, TN 37415 - Image 34
3523 Valley Trail, Chattanooga, TN 37415 - Image 35
3523 Valley Trail, Chattanooga, TN 37415 - Image 36
3523 Valley Trail, Chattanooga, TN 37415 - Image 37
3523 Valley Trail, Chattanooga, TN 37415 - Image 38
3523 Valley Trail, Chattanooga, TN 37415 - Image 39
3523 Valley Trail, Chattanooga, TN 37415 - Image 40
3523 Valley Trail, Chattanooga, TN 37415 - Image 41

Single Family Home for sale in Chattanooga, TN

for $435,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,231 square foot home was built on a lot size of 0.31.

Welcome to your updated, move-in-ready haven at 3523 Valley Trail in the highly sought-after Red Bank area, nestled at the base of Signal Mountain within walking distance of Red Bank schools. This all-brick tri-level home in the welcoming Spring Valley neighborhood offers over 2,200 sq ft of versatile living space featuring 4 spacious bedrooms and multiple baths. Thoughtfully designed as a true multigenerational family home, it comfortably accommodates everyone from young children to grandparents. The beautifully renovated kitchen boasts modern finishes, abundant counter space, and an open layout that seamlessly flows into the dining area--perfect for family meals, holiday gatherings, or casual weeknight dinners. Throughout the home, you'll find fresh updates, new energy-efficient windows that fill rooms with natural light while helping lower utility bills, and plentiful storage solutions for keeping everything organized and clutter-free. Enjoy two flexible living areas: one bright and airy space with large windows that invite sunshine and create an open, welcoming feel; the other, complete with a cozy gas fireplace, opens directly to a covered and screened back patio--ideal for year-round enjoyment, bug-free outdoor entertaining, or relaxing by the warm glow of the fire on cool evenings. Outside, the fully fenced backyard provides a serene private retreat, thoughtfully enhanced with mature trees, vibrant flowers, and lush plantings that offer excellent summer privacy. A smaller fenced corner section is perfect for a vegetable garden, flower bed, or secure pet area. A large, well-maintained outbuilding delivers generous extra storage or functions beautifully as a workshop, hobby space, or home gym. The oversized two-car garage adds convenience, vehicle protection, and additional storage. Set in the established Spring Valley community-renowned for its peaceful suburban feel, abundant mature trees, and prime location in the desirable 37415 zip code-this home is zoned for highly regarded Red Bank schools, ensuring excellent local education options. Its position offers easy access to the neighborhood pool, Signal Mountain's scenic beauty, nearby parks, and Chattanooga's conveniences. This refreshed gem blends smart modern updates with timeless charm--don't miss your chance to call it home! Schedule your private tour today.

See more

Single Family Active

Price

$ 435,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,291

Style

Lot Size

0.31

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1529467

Features
Interior
Interior Amenities Breakfast Room Entrance Foyer Open Floorplan Pantry Recessed Lighting Separate Dining Room
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Den Family Room Gas Log
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Vinyl Frames
Fireplace Y/N Y
Above Grade Finished Area 2231.0
Half Baths 1
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Inside Laundry Closet Washer Hookup
Total Bedrooms 4
Total Baths 3
See more
General
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air Electric
Utilities Cable Connected Electricity Connected Natural Gas Connected Phone Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Refrigerator Gas Range Dishwasher Convection Oven
HOA Fee 125.0
Garage Spaces 2.0
Patio/Porch Features Covered Rear Porch Screened
Architectural Style Other
Security Features Smoke Detector(s)
Construction Materials Brick
Year Built 1966
View Mountain(s)
Levels Tri-Level
Property Subtype Single Family Residence
Community Features Pool Pond
Assoc Fee Paid Per Annually
County Hamilton
New Construction N
Property Type Residential
Association Amenities Pond Year Round
HOA Y
Attached Garage Y
Subdivision Name Spring Valley Unit 1
Garage Y/N Y
Other Structures Kennel/Dog Run Outbuilding Shed(s) Workshop
Total Rooms 8
Full Baths 2
Status Active
Directions Mountain Creek road to Valley Bridge then left onto Valley Trail home on the left.
High School Red Bank High School
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 13503.6
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Red Bank Elementary
Land Lease Y/N N
Tax Annual Amount 2291.89
Home Warranty Y/N N
Middle/Junior High School Red Bank Middle
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Legal Description LT 10 SPRING VALLEY UNIT 1 PB 24 PG 47
See more
Exterior
Exterior Amenities Storage
Fencing Fenced Full Gate
Parking Features Driveway Garage Garage Faces Front Kitchen Level
Lot Features Back Yard Landscaped Level Native Plants Rectangular Lot
Water Source Public
Lot Size Area 0.31
Foundation Details Block
Spa N
Building Area Total 2231.0
Lot Dimensions 75X175.4
Lot Size Acres 0.31
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
Internal Only
Street Number 1 3523
See more
* Excluded Features
List By
Exp Realty, Llc

Broker

patrick.babb@exprealty.com

Email

Affordability Calculator

$2,869
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,678
Monthly Property Taxes
$191
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1547927 Elementary School
1547449 Middle School
Red Bank High School High School
Pricing History
DatePricePrice ChangeDescription
2/28/2026$435,000 Listed Price

Map


See all

3523 Valley Trail, Chattanooga, TN, 37415 is a Single Family Home for sale at $435,000 with 2,231 sqft and a lot size of 0.31. 3523 Valley Trail has 4 bedrooms and 2.1 baths. The property's zip code is 37415 which is in Chattanooga, TN