432 Stone House Road Otsego, NY $ 429,000
432 Stone House Road
$ 429,000
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432 Stone House Road

Otsego, NY, 13337
$ 429,000
Bedrooms3 Baths1.1 Sq 1,600

Monthly Estimate*

$ 2,641

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Single Family Home for sale in Otsego, NY

for $429,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,600 square foot home was built in 1995 on a lot size of 4.55.

Just minutes from the charm of the Village of Cooperstown, 432 Stonehouse Road in Fly Creek offers the kind of setting people quietly hope to find. Set on nearly five private acres in the Cooperstown School District, this 3-bedroom, 1.5-bath home blends space, privacy, and possibility in a way that feels both peaceful and inspiring. Picture mornings with coffee overlooking your own open acreage, afternoons spent gardening or exploring, and evenings under wide, starlit skies. There’s room here to gather, to grow, and to truly slow down. The expansive yard offers privacy without isolation, just the right balance of tucked away and connected. With Otsego Lake, local shops, dining, and year-round events just a short drive away, this property delivers the lifestyle so many are searching for, whether as a full-time residence or a special place to return to again and again.

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Single Family Active

Price

$ 429,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 5,125

Style

Colonial,TwoStory,Traditional

Lot Size

4.55

Year Built

1995

Town/City

Otsego

County/Region

Otsego

MLS | Web ID

R1659134

Features
Interior
Interior Amenities BreakfastArea SeparateFormalDiningRoom SeparateFormalLivingRoom KitchenIsland Pantry SolidSurfaceCounters Workshop
Basement ExteriorEntry PartiallyFinished WalkUpAccess
Flooring Hardwood Tile Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features UpperLevel
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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General
Sewer SepticTank
Heating Oil Baseboard HotWater
Possession Closing
Roof Shingle
Appliances Dryer Dishwasher ElectricCooktop ElectricOven ElectricRange Microwave OilWaterHeater Refrigerator Washer
Garage Spaces 2.0
Patio/Porch Features Deck
Architectural Style Colonial TwoStory Traditional
Construction Materials Frame CopperPlumbing InsulatedConcreteForms
School District Cooperstown
Year Built 1995
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage Yes
Energy Efficient Appliances
Garage Y/N Yes
Other Structures Sheds Storage
Total Rooms 9
Full Baths 1
Status Active
City Otsego
Senior Community Y/N No
High School District Cooperstown
Number Of Units Total 0
MLS Area Otsego-365089
Lot Size Units Acres
Lot Size Square Feet 198198.0
Year Built Details Existing
Tax Annual Amount 5125.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cooperstown
Elementary School District Cooperstown
Tax Assessed Value 265000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 15
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Exterior
Exterior Amenities BlacktopDriveway Deck PrivateYard SeeRemarks PropaneTankOwned
Parking Features Attached Electricity Garage Storage WorkshopInGarage GarageDoorOpener
Lot Features IrregularLot RuralLot
Water Source Well
Lot Size Area 4.55
Building Area Total 1600.0
Lot Dimensions 427X464
Lot Size Acres 4.55
Waterfront Y/N No
Other Equipment Generator
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Internal Only
Street Number 1 432
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 435-0014

Phone

Affordability Calculator

$3,069
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,641
Monthly Property Taxes
$427
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122716 Elementary School
4122685 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/28/2026$429,000 Listed Price

Map


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432 Stone House Road, Otsego, NY, 13337 is a Single Family Home for sale at $429,000 with 1,600 sqft and a lot size of 4.55. 432 Stone House Road has 3 bedrooms, 1.1 baths, and was built in 1995. The property's zip code is 13337 which is in Otsego, NY