13 COTTAGEGATE COURT Palm Coast, FL $ 699,000
13 COTTAGEGATE COURT
$ 699,000
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13 COTTAGEGATE COURT

Palm Coast, FL, 32137
$ 699,000
Bedrooms4 Baths3.0 Sq 2,705

Monthly Estimate*

$ 4,304

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Single Family Home for sale in Palm Coast, FL

for $699,000 with 4 bedrooms and 3 full baths. This 2,705 square foot home was built in 1986 on a lot size of 0.23.

Nestled in the highly sought-after Sailboat Country, this immaculate saltwater canal home offers the best of Florida living—without the hassle of HOA or CDD fees. Just minutes to the Intracoastal Waterway, this home is ready for its new owner. Freshly painted on the inside with all wallpaper removed, the interior now offers a clean, updated coastal feel. Boasting four spacious bedrooms and three fully renovated bathrooms, this home provides incredible flexibility and comfort — what a value for a true 4 bedroom, 3 bath waterfront pool home under $700,000. With a new roof (2021) and a new AC unit (2018), you’ll enjoy peace of mind along with style and functionality. The master suite is a true retreat, featuring double doors leading to a generous bedroom and additional space perfect for an office or gym. The upgraded master bath includes dual sinks, a walk-in shower, and designer finishes. All other bathrooms have been beautifully updated for modern comfort throughout. The chef’s kitchen features granite countertops, stainless steel appliances, and abundant cabinetry — ideal for both everyday living and entertaining. The oversized family room includes a built-in bar and expansive windows overlooking the private pool and canal. Step outside to your Florida waterfront lifestyle. The dock features durable composite decking and includes a boat lift, offering easy, low-maintenance access to the canal. With no fixed bridges, you can be cruising the Intracoastal in minutes. The oversized pool deck creates the perfect space to relax or entertain while enjoying tranquil water views. Located just minutes from European Village, shopping, dining, and only a short drive to the beach, this property delivers location, boating access, upgrades, and value. A 4 bedroom, 3 bath Sailboat Country pool home with lift and composite dock priced under $700,000 — what a value.

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Single Family Active

Price

$ 699,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 8,755

Style

Single Family Residence

Lot Size

0.23

Year Built

1986

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC316519

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Zoning SFR-2
Garage Spaces 2
Patio/Porch Features Patio
Pool Features In Ground
Construction Materials Wood Frame
Year Built 1986
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Flagler
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PALM COAST SEC 14
Facing Direction Northeast
Garage Y/N true
Total Rooms 3
Full Baths 3
Status Active
Directions Palm Harbor Parkway to Cottonwood Ct. to left on Cottage Way to right on Cottagegate Ct.
City PALM COAST
Senior Community Y/N false
MLS Area 32137 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 10019
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features In Ground
Land Lease Y/N false
Tax Annual Amount 8755.45
Additional Parcels Y/N false
Lease Considered Y/N false
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 81
Legal Description PALM COAST SEC 14 BL 2 LT 81 OR 128 PG 286 OR 276 PG 530 OR 435 PG 1849-DC OR 602 PG 1407-DC OR 602 PG 1412-LOA STEPHEN M MEIDELL PR OR 619 PG 283
Water View Canal
Water Access Type Canal - Saltwater
Water Access Y/N true
Water View Y/N true
Flood Zone Code X
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Carpet Tile
Furnished Y/N Unfurnished
Fireplace Features Gas
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Sliding Doors
Water Source Public
Lot Size Area 10019
Foundation Details Slab
Building Area Total 3801
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Realty Exchange, Llc

Broker

jsabine@realtyexchangefl.com

Email

Affordability Calculator

$5,033
Per Month
86%
14%
0%
Monthly Principal & Interest
$4,304
Monthly Property Taxes
$730
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/27/2026$699,000 Listed Price

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13 COTTAGEGATE COURT, Palm Coast, FL, 32137 is a Single Family Home for sale at $699,000 with 2,705 sqft and a lot size of 0.23. 13 COTTAGEGATE COURT has 4 bedrooms, 3.0 baths, and was built in 1986. The property's zip code is 32137 which is in Palm Coast, FL