8013 N Frazer Beach Drive Monticello, IN $ 489,900
8013 N Frazer Beach Drive
$ 489,900
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8013 N Frazer Beach Drive

Monticello, IN, 47960
$ 489,900
Bedrooms2 Baths2.0 Sq 1,344

Monthly Estimate*

$ 3,016

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Single Family Home for sale in Monticello, IN

for $489,900 with 2 bedrooms and 2 full baths. This 1,344 square foot home was built in 2021 on a lot size of 0.09.

Private swim area with permanent boat dock and lift. Full RV hookup. Welcome to this move-in ready Lake Freeman retreat, built in 2022 and thoughtfully designed for year-round lake living. Located directly on Frazer Beach in an intimate area of just 10 homes, this property offers privacy, low maintenance, and exceptional craftsmanship throughout. The $350/year association fee includes dock area mowing and electricity for dock lighting, making ownership simple and stress-free. Inside, expansive living room windows fill the home with natural light. The modern kitchen features sleek black stainless steel appliances and custom cabinetry with beautiful handcrafted woodworking details throughout. Designed with comfort and efficiency in mind, the home features upgrades including in-floor radiant heat, super-insulated construction, premium Marvin windows, remote-controlled blinds, water softener and filtered water system, and a full alarm system for added convenience and peace of mind. The loft-style primary suite includes a private bedroom and bath upstairs, while the main level offers an additional bedroom and full bath. The heated and cooled, fully insulated garage could easily be converted into two additional bedrooms or expanded living space, with plenty of exterior parking available. Designed to maximize indoor-outdoor living, the sliding glass front wall fully folds open across the entire front of the home, complete with built-in screens. A retractable awning extends over the patio, creating the perfect shaded space for relaxing or entertaining lakeside. Permanent boat dock with lift and private swim area complete this waterfront experience. Select furnishings, boat, and golf cart are negotiable.

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Single Family Active

Price

$ 489,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,065

Style

Site-Built Home

Lot Size

0.09

Year Built

2021

Town/City

Monticello

County/Region

White

MLS | Web ID

202606248

Features
General
Sewer City
Heating Electric
Kitchen Level Main
Cooling Other
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities 1st Bdrm En Suite Alarm System-Security Ceiling-Cathedral Ceiling Fan(s) Ceilings-Beamed Closet(s) Walk-in Countertops-Solid Surf Deck Open Detector-Smoke Disposal Dryer Hook Up Electric Eat-In Kitch
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2021
New Construction No
Subdivision None
Style One and Half Story
Township Jefferson
Class RESIDENTIAL
Type Site-Built Home
Age 5
Inside City Limits No
REO No
Status Detail 0
Area Carroll County
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
HOA Fees $ 350
Total Sq Ft 1344
Elementary School Meadowlawn
Middle School Roosevelt
Legal Description 008-76013-00 BEACH HAVEN SUB DIV LOT 1
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202606248
Agent First Name Cathy
Agent Last Name Russell
DOM 1
Tax Year 2025
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Interior
Basement Slab
Fireplace(s) 1
Beds 2
Total Rooms 5
Fireplace Living/Great Rm
Living Room Width 15
Living Room Length 23
Full Baths Main 1
Full Baths Upper 1
Above Grade Bedrooms 2
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 16
2nd Bedroom Length 9
2nd Bedroom Level Main
2nd Bedroom Width 9
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Exterior
Exterior Aluminum
Water Frontage 25
Pool No
Waterfront Lake
Garage Length 23
Garage Width 19
Lot Size Area 4094
Lot Dimensions 47X87
Lot Description Level 0-2.9999 Lake Water View
Water Features Pier/Dock
Garage Capacity 2
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
Cathy Russell

Listing Agent

@Properties

Broker

cathy@russellteam.com

Email

Affordability Calculator

$3,188
Per Month
95%
5%
0%
Monthly Principal & Interest
$3,016
Monthly Property Taxes
$172
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235872 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
2/27/2026$489,900 Listed Price

Map


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8013 N Frazer Beach Drive, Monticello, IN, 47960 is a Single Family Home for sale at $489,900 with 1,344 sqft and a lot size of 0.09. 8013 N Frazer Beach Drive has 2 bedrooms, 2.0 baths, and was built in 2021. The property's zip code is 47960 which is in Monticello, IN