12 DELAWARE AVENUE Saint Cloud, FL $ 340,000
12 DELAWARE AVENUE
$ 340,000
Recently Listed
Share Save

12 DELAWARE AVENUE

Saint Cloud, FL, 34769
$ 340,000
Bedrooms3 Baths2.0 Sq 1,120

Monthly Estimate*

$ 2,093

12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 1
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 2
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 3
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 4
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 5
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 6
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 7
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 8
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 9
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 10
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 11
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 12
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 13
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 14
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 15
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 16
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 17
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 18
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 19
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 20
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 21
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 22
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 23
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 24
12 DELAWARE AVENUE, Saint Cloud, FL 34769 - Image 25

Single Family Home for sale in Saint Cloud, FL

for $340,000 with 3 bedrooms and 2 full baths. This 1,120 square foot home was built in 1998 on a lot size of 0.21.

Walk to the lake, enjoy the breeze, and come home to comfort — welcome to your Saint Cloud retreat. Located just steps from beautiful lakefront views, this updated home offers the rare combination of charm, peace, and everyday convenience with NO HOA restrictions. Inside, natural light fills a warm and inviting living space highlighted by rich wood flooring — perfect for relaxing evenings or hosting friends and family. The kitchen and dining area have been refreshed with brand-new tile flooring and updated appliances, creating a clean, modern space ready for daily living and entertaining. Step outside to your covered rear porch, an ideal spot for morning coffee, sunset unwinding, or weekend gatherings after a walk by the water. Major updates provide peace of mind: AC only 1 year old, Roof approx. 10 years old, Hurricane shutters included, homes near the lake at this price rarely last — whether you're looking for a primary home, winter retreat, or investment opportunity, this location delivers the lifestyle people move to Saint Cloud for. Come experience the lake breeze for yourself. 1 or more pics staged

See more

Single Family Active

Price

$ 340,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 564

Style

Contemporary

Lot Size

0.21

Year Built

1998

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5144634

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Public
Roof Shingle
Appliances Disposal Dryer Exhaust Fan Microwave Range Refrigerator Washer
Zoning SR1A
Garage Spaces 2
Patio/Porch Features Covered Rear Porch Screened
Architectural Style Contemporary
Construction Materials Block Stucco
Year Built 1998
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKE FRONT ADD TO TOWN OF ST CLOUD
Facing Direction East
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions E 192 to L on Delaware Ave property on L
City ST CLOUD
Senior Community Y/N false
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 9017
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 564.99
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 30
Legal Description ST CLOUD BLVD LOTS PB B PG 61-64 N 90.5 FT OF S 178.5 FT OF LOT 30 01/26/30
Water View Lake
Minimum Lease 1-2 Years
Water Access Y/N false
Water View Y/N true
Flood Zone Code AE
See more
Interior
Interior Amenities Ceiling Fan(s) Living Room/Dining Room Combo Split Bedroom Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
See more
Exterior
Exterior Amenities Hurricane Shutters
Lot Features City Lot Near Marina
Water Source Public
Lot Size Area 9017
Foundation Details Slab
Building Area Total 1700
Lot Dimensions 90.5 x 100
Lot Size Acres 0.21
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
See more
* Excluded Features
List By
Charles Rutenberg Realty Orlando

Broker

flhomesbyHolly@outlook.com

Email

Affordability Calculator

$2,140
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,093
Monthly Property Taxes
$47
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/27/2026$340,000 Listed Price

Map


See all

12 DELAWARE AVENUE, Saint Cloud, FL, 34769 is a Single Family Home for sale at $340,000 with 1,120 sqft and a lot size of 0.21. 12 DELAWARE AVENUE has 3 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 34769 which is in Saint Cloud, FL