2028 Clay Street
St Joseph, MO, 64501 $ 525,000
Bedrooms5 Baths3.2 Sq 5,135 Monthly Estimate*
$ 3,233
for $525,000 with 5 bedrooms and 3 full baths, 2 half baths. This 5,135 square foot home was built in 1893 on a lot size of 0.389991.
Timeless architecture, extraordinary craftsmanship, and over 5,100 square feet of beautifully preserved history - this stately all-brick residence is truly one of a kind. From the moment you enter through the original leaded glass doors, the grand foyer sets the tone with soaring ceilings, rich hardwood floors, and remarkable millwork that simply cannot be replicated today. The main level showcases stunning walnut-paneled formal dining, box-beamed ceilings, built-ins, multiple fireplaces, and a gracious great room designed for gathering. The updated kitchen blends historic character with modern function, featuring custom cabinetry, granite countertops, a gas cooktop, double ovens, a pantry, and seamless access to the butler’s pantry and formal dining room. A dream office with a wet bar offers flexibility for work or entertaining. Upstairs, the second level offers a luxurious primary suite with a newly remodeled master bath, along with additional spacious bedrooms - including private bath access and a charming sunroom retreat. The third level continues the story with two large bedrooms, a full bath, bonus living space, and endless possibilities for guests, hobbies, or play. Recent improvements provide peace of mind and efficiency, including a new furnace, an added security system, a pellet stove, zoned HVAC, and solar panels. A half bath has been added in the basement for convenience. Outside, enjoy the expansive deck and covered porch overlooking the property, plus a 3+ car carriage-style garage with potential for studio, workshop, or guest quarters. Historic elegance. Modern updates. Grand scale. This is more than a home - it’s a legacy property.
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FeaturesGeneralLiving Area 5135
Sewer Public Sewer
Heating Forced Air
Cooling Electric
Possession Negotiable
Roof Composition
Appliances Cooktop Dishwasher Disposal Double Oven Refrigerator Stainless Steel Appliance(s)
HOA Fee 0
Garage Spaces 3
Patio/Porch Features Deck Covered Patio Porch
Architectural Style Traditional
Security Features Security System Smoke Detector(s)
Construction Materials Brick
Year Built 1893
Property Subtype Single Family Residence
Ownership Private
Assoc Fee Paid Per None
County Buchanan
Property Type Residential
HOA N
Subdivision Name Other
Garage Y/N Y
Green Energy Generation Solar
Other Structures Garage(s)
Full Baths 3
Status Active
Directions From Frederick Ave. turn left onto N 22nd St. turn right onto Clay St. and the destination is on the left.
City St Joseph
High School District St. Joseph
MLS Area 1122 - Buchanan Co NE-N=Co Line;S=I-36;E=Co Line;
Lot Size Units Square Feet
Lot Size Square Feet 16988
Listing Terms Cash Conventional FHA VA Loan
Public Remarks Timeless architecture extraordinary craftsmanship and over 5 100 square feet of beautifully preserved history - this stately all-brick residence is truly one of a kind. From the moment you enter thro
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN N
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InteriorInterior Amenities Cedar Closet Ceiling Fan(s) Custom Cabinets Kitchen Island Pantry Walk-In Closet(s) Wet Bar
Basement Inside Entrance Unfinished Stubbed for Bath
Flooring Tile Wood
Total Fireplaces 1
Fireplace Features Great Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 5135
Half Baths 2
Laundry Features Bedroom Level Laundry Room
Total Bedrooms 5
Below Grade Finished Area 0
Dining Area Features Formal
Floor Plan Features 3 Stories
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ExteriorExterior Amenities Dormer
Fencing Metal Privacy Wood
Parking Features Detached Garage Door Opener Secured
Lot Features City Limits Corner Lot
Water Source Public
Lot Size Area 16988
Road Surface Type Paved
Road Responsibility Public Maintenance
Other Room Features Balcony/Loft Den/Study Entry Great Room Office Sitting Room Sun Room Workshop
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* Excluded FeaturesList ByRe/Max ProfessionalsBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,233
- Monthly Property Taxes
- $193
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in St Joseph, MO
Average List Price $214,895
Percent of Sale Price 59%
About St Joseph, MO 76,280 Population
2% Since 2002
$ 42,836 Median Income
36.45 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
1840743 Elementary School
1840923 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/27/2026 | $525,000 | | Listed Price |