528 OCEAN SPRAY DRIVE Ruskin, FL $ 439,000
528 OCEAN SPRAY DRIVE
$ 439,000
Recently Listed
Open House 2/28 10am - 4pm
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528 OCEAN SPRAY DRIVE

Ruskin, FL, 33570
$ 439,000
Bedrooms4 Baths3.1 Sq 2,820

Monthly Estimate*

$ 2,703

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Single Family Home for sale in Ruskin, FL

for $439,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,820 square foot home was built in 2021 on a lot size of 0.18.

Welcome to your new home where opportunity meets lifestyle in the sought-after Shell Cove community! Assumable VA loan at 2.99 for qualified buyers. Built in 2021 and move in ready, this spacious 3 bedroom, 2.5 bathroom with additional mother in law suite boasting an additional 1 bedroom, 1 bathroom with separate living space, kitchenette, and separate key entry, offers 2,820 sq ft of thoughtfully designed living space perfect for buyers who are ready to make it home. Step inside through the 9ft door entry to the soaring high ceilings, beautiful flooring, vaulted ceilings, and open concept layout makes living effortless. The chef’s kitchen is the heart of the home, featuring granite countertops, stainless steal appliances, and a large center island that invites gatherings. Community offers resort style pool, dog park, playground, basketball court, clubhouse, and scenic walking trails. Neighborhood has Publix, Walmart, local dinning, and easy commute to Tampa, St. Petersburg, and Sarasota.

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Open House

2/28/2026 10:00 AM - 4:00 PM
3/1/2026 10:00 AM - 4:00 PM
528 OCEAN SPRAY DRIVE Ruskin, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 439,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 10,267

Style

Single Family Residence

Lot Size

0.18

Year Built

2021

Town/City

Ruskin

County/Region

Hillsborough

MLS | Web ID

TB8481015

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Convection Oven Dishwasher Disposal Dryer Freezer Microwave Range Refrigerator Washer
Zoning PD
HOA Fee 83.94
Garage Spaces 3
Construction Materials Stucco
Pets Allowed Breed Restrictions
Year Built 2021
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Hillsborough
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SHELL COVE PH 2
Facing Direction West
Garage Y/N true
Total Rooms 8
Full Baths 3
Status Active
Directions Take I-75S to Naples. Exit 240B for FL-674W toward Ruskin. Merge onto FL-674W/College Ave. Turn right onto S. Tamiami TRL/S U.S. HWY 41. Turn left onto Shell Point Rd. Turn right onto 4th ST NW. Turn left onto 6th Ave NW. Turn left Ocean Spray Dr. Arrive at 528 Ocean Spray. Please provide POF or pre-approval with all offers.
City RUSKIN
Association Name Alex Carrera
Senior Community Y/N false
MLS Area 33570 - Ruskin/Apollo Beach
Lot Size Units Square Feet
Lot Size Square Feet 7680
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 10267
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8481015
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 4558
Tax Lot 603
Legal Description SHELL COVE PHASE 2 LOT 603
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 7
Water View Y/N false
Flood Zone Code AE
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Open Floorplan Primary Bedroom Main Floor Tray Ceiling(s) Walk-In Closet(s)
Flooring Carpet Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Hurricane Shutters Sliding Doors
Water Source None
Lot Size Area 7680
Foundation Details Slab
Building Area Total 3709
Lot Size Acres 0.18
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Newhomesmate Llc

Broker

iAm@LorrieTheRealtor.com

Email

Affordability Calculator

$3,559
Per Month
76%
24%
0%
Monthly Principal & Interest
$2,703
Monthly Property Taxes
$856
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/27/2026$439,000 Listed Price

Map


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528 OCEAN SPRAY DRIVE, Ruskin, FL, 33570 is a Single Family Home for sale at $439,000 with 2,820 sqft and a lot size of 0.18. 528 OCEAN SPRAY DRIVE has 4 bedrooms, 3.1 baths, and was built in 2021. The property's zip code is 33570 which is in Ruskin, FL