122 N 11th Avenue
St. Charles, IL, 60174 $ 639,000
Bedrooms5 Baths3.1 Sq 2,678 Monthly Estimate*
$ 3,934
Single Family Home for sale in St. Charles, IL
for $639,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,678 square foot home was built in 2004 on a lot size of 0.261.
Exceptional custom home just steps from the Fox River and downtown St. Charles! This beautifully maintained 5 bedroom, 3.5 bath residence offers timeless finishes, thoughtful updates, and an unbeatable location. Built in 2004, the home has been meticulously cared for and is truly move in ready. The kitchen is both sophisticated and functional, featuring rich cherry cabinetry, granite countertops, stainless steel appliances including Bertazzoni and KitchenAid, and a generous walk in pantry. Updated light fixtures throughout add a fresh, modern feel, while detailed woodwork and custom trim elevate the main level and the spacious living area provides the perfect setting for relaxing or entertaining. The formal dining room features an elegant tray ceiling and ample space for gatherings. Upstairs you will find four spacious bedrooms with impressive walk in closets, two full baths, and tall vaulted ceilings that create a grand, open feel throughout the upper level, along with brand new carpet (11/2025) that enhances comfort and completes the space. The finished English basement offers incredible versatility with built in bookcases, a fifth bedroom or private office option, a full bath, and abundant storage space, ideal for guests, recreation, or working from home. Enjoy the fully usable backyard with fire pit, storage shed, gardening space, and a back stone patio refinished in 2025. The oversized, heated, attached two car garage adds year round convenience. Recent improvements include professionally cleaned air ducts (2024), a Schlage smart WiFi keypad front door lock, a GE smart WiFi washer and dryer, a reverse-osmosis water filtration system, a NEW 2024 natural gas grill that stays with the home, and new front landscaping (2025) with all front plants guaranteed through June 2026. All of this within walking distance to downtown St. Charles with restaurants, nightlife, river walks, parks, concerts, and seasonal events right outside your door. A thoughtfully updated, impeccably clean home in a premier location ready for its next chapter.
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FeaturesGeneralLiving Area 2678
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Range Hood Water Softener Owned Gas Cooktop Gas Oven Humidifier
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Traditional
Construction Materials Stone Other
Year Built 2004
Electric Circuit Breakers
Township St. Charles
Tax Year 2024
Ownership Fee Simple
Community Features Sidewalks
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Financing
Other Structures Shed(s)
Total Rooms 9
Full Baths 3
Status Contingent
Directions Route 64 / Main St. to Cedar West to 11th Ave N to 122 home will be on the right.
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 13303.36
Additional Parcels Y/N N
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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InteriorInterior Amenities Vaulted Ceiling(s) Built-in Features Walk-In Closet(s) Bookcases Open Floorplan Pantry
Basement Finished Rec/Family Area Storage Space Full Daylight
Flooring Hardwood Carpet
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter
Half Baths 1
Laundry Features Main Level Gas Dryer Hookup In Unit
Total Bedrooms 4
Below Grade Finished Area 790
Room Type Bedroom 5 Family Room Great Room
Total Baths 4
Bedrooms Possible 5
Bathroom Separate Shower
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ExteriorExterior Amenities Fire Pit
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 65 x 175.4 x 175.3 x 65
Lot Size Acres 0.261
Waterfront Y/N N
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s) Sump Pump Backup Sump Pump; Radon Mitigation System
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
kari@thekohlergroup.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,934
- Monthly Property Taxes
- $1,109
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
565323 Elementary School
568071 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/26/2026 | $639,000 | | Listed Price |