440 Lane 120, Hamilton Lake Hamilton, IN ^$ 169,900

440 Lane 120, Hamilton Lake

^$ 169,900

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440 Lane 120, Hamilton Lake

Hamilton, IN, 46742

^$ 169,900

Bedrooms3 Baths1.0 Sq 824

Monthly Estimate*

^$ 1,046

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Single Family Home for sale in Hamilton, IN

for $169,900 with 3 bedrooms and 1 full bath. This 824 square foot home was built in 1900 on a lot size of 0.03.

"Our Happy Place" That is what the seller called this totally remodeled affordable lake home! Looking out the kitchen window, at the Beautiful All Sports Hamilton Lake, it indeed is a Happy Place. This cottage has many updates in 2025! A metal roof, new water softener, updated electric, new plumbing, flooring and updated decore through out. All this in the activity packed Cold Springs Resort! The summer is filled with live entertainment, dances, golf games, great food and beuatiful sunsets. All nestled in the golf cart community of Hamilton, Indiana. Plenty of resturants, shopping, coffee,entertainment and receration! Seeing is believing at what this affordable cottage has to offer.

Single Family Active

Price

^$ 169,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 972

Style

Site-Built Home

Lot Size

0.03

Year Built

1900

Town/City

Hamilton

County/Region

Steuben

MLS | Web ID

202606152

Features

General

Sewer Regional

Heating None

Kitchen Level Main

Cooling Window

Laundry Y/N Main

Fireplaces No

Water Access Type Easement/Other

Amenities Dryer Hook Up Electric Open Floor Plan Porch Enclosed Range/Oven Hook Up Elec Tub/Shower Combination Main Floor Laundry

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1900

New Construction No

Subdivision Cold Springs Cottage Park

Style Two Story

Township Otsego

Class RESIDENTIAL

Type Site-Built Home

Age 126

REO No

Status Detail 0

Common Amenities Golf Course

Dining Room Level Main

Area Steuben County

Location Lake

High School Hamilton

City Hamilton

School District Hamilton Community

HOA Fees $ 0

Total Sq Ft 824

Elementary School Hamilton

Middle School Hamilton

Legal Description Cold Springs On Leased Ground on Lot 91 Cottaage #260-B

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202606152

Agent First Name Darlene

Agent Last Name Myers

DOM 2

Tax Year 2025

Interior

Basement Slab

Flooring Vinyl

Beds 3

Total Rooms 7

Dining Room Length 14

Dining Room Width 26

Living Room Width 26

Living Room Length 14

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Upper

1st Bedroom Width 8

2nd Bedroom Length 10

2nd Bedroom Level Upper

2nd Bedroom Width 6

3rd Bedroom Length 10

3rd Bedroom Level Upper

3rd Bedroom Width 6

Exterior

Exterior Vinyl

Pool No

Waterfront Lake

Lot Size Area 1307

Lot Description Level

Water Features Pier/Dock Public Beach Walk to Lake Access

Lake Ski Lake

Waterfront Y/N No

* Excluded Features

List By

Darlene Myers

Listing Agent

Re/Max Results

Broker

myersbringsbuyers@gmail.com

Affordability Calculator

$1,127

Per Month

Monthly Principal & Interest: $1,046
Monthly Property Taxes: $81
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Hamilton, IN

Average List Price ^$421,400

Percent of Sale Price 148%

About Hamilton, IN

1,571 Population

12% Since 2002

^$54,276 Median Income

47.54 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1235847 Elementary School

5156593 Middle School

Hamilton High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/26/2026	$169,900		Listed Price

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440 Lane 120, Hamilton Lake, Hamilton, IN, 46742 is a Single Family Home for sale at $169,900 with 824 sqft and a lot size of 0.03. 440 Lane 120, Hamilton Lake has 3 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 46742 which is in Hamilton, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 2/28/2026.

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440 Lane 120, Hamilton Lake

Single Family Home for sale in Hamilton, IN

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