146 Franklin Street Geneva, IL $ 1,749,000
146 Franklin Street
$ 1,749,000
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146 Franklin Street

Geneva, IL, 60134
$ 1,749,000
Bedrooms4 Baths4.1 Sq 4,182

Monthly Estimate*

$ 10,769

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Single Family Home for sale in Geneva, IL

for $1,749,000 with 4 bedrooms and 4 full baths, 1 half bath. This 4,182 square foot home was built in 1996 on a lot size of 0.28.

Exceptional three-story residence ideally situated in the heart of Geneva's coveted Historic District, just two blocks from 3rd Street shopping, dining, and entertainment, and only one block from the Fox River and scenic Fox River Trail. This premier location offers effortless walkability to all that downtown Geneva has to offer, along with easy access to the highly acclaimed Geneva School District 304. The impressive entryway welcomes you into beautifully appointed interiors highlighted by exquisite custom millwork, transom windows, thick crown and base moldings, and elegant wainscoted walls throughout. Hardwood floors flow seamlessly through the spacious main level, beginning in the elegant oversized living room, which features a wood-burning fireplace and built-in cabinets with glass fronts and accent lighting. Abundant natural light fills the space through two sets of French doors, leading to a stunning screened-in patio and creating a seamless indoor-outdoor living experience. The heart of the home is a beautifully designed chef's kitchen with high-end stainless steel appliances, including a new dishwasher, stove, and double ovens (2026), ample white cabinetry, granite countertops, and a new backsplash. A charming eat-in nook with built-in bench seating is framed by a large picture window and opens directly to the sunroom, offering a comfortable, light-filled space perfect for both everyday moments and relaxed entertaining. Just off the kitchen is a built-in desk area and a stunning formal dining room showcasing thick crown molding, wainscoted walls, and a built-in hutch with accent lighting. A private office, featuring beautiful millwork, custom built-ins, and a fireplace, offers incredible flexibility, with the potential to serve as a first-floor bedroom complete with an attached full bath, perfect for guests or multigenerational living. A mudroom with open locker-style cubbies completes the main level with both style and practicality. The second level is highlighted by a luxurious primary suite, featuring a completely remodeled en-suite bath (2025 by Hogan), offering dual quartz-topped vanities, an oversized glass-enclosed shower, and a new large walk-in closet with built-ins. The primary suite also enjoys private access to an enclosed heated balcony overlooking the beautifully landscaped backyard. Two additional spacious bedrooms on this level feature generous closets and share a Jack-and-Jill bath. A convenient laundry room with a sink completes the second floor. The third level offers exceptional flexibility with a spacious loft, recreation room, and a fourth bedroom with en-suite bath, all featuring cathedral ceilings, closets, and custom built-ins. The finished lower level expands the home's living and entertaining spaces, featuring a spacious family room anchored by a striking stone-surround fireplace. A well-appointed wet bar with a large island, counter seating, built-in cabinets, fridge, ice maker, and sink, ideal for hosting gatherings. Additional highlights include a versatile bonus room perfect for a 2nd office or craft space, a new home gym (2025) with mat flooring, a half bath, and abundant storage. Outdoor living truly shines, highlighted by $200-300K in professional landscaping, with Hydrangeas gracing the front and back yards, peonies along the side, and a stunning purple tree that makes a statement each spring. Relax or entertain on the expansive multi-level brick paver patio, surrounded by mature trees for exceptional privacy and generous open green space for outdoor enjoyment. Completing this exceptional property is a heated, attached three-car garage with a golf simulator. This beautiful home offers the perfect blend of tranquility and walkable convenience, just steps from the Fox River, nearby parks, 3rd Street shopping and dining, and all the charm downtown Geneva has to offer. A rare opportunity to enjoy a lifestyle defined by historic charm, timeless luxury, and an unbeatable location.

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Single Family Active

Price

$ 1,749,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 32,226

Style

Lot Size

0.28

Year Built

1996

Town/City

Geneva

County/Region

Kane

MLS | Web ID

12546421

Features
General
Living Area 4182
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Double Oven Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Gas Cooktop
Garage Spaces 3
Association Fee Includes None
Construction Materials Cedar
Year Built 1996
Township Geneva
Tax Year 2024
Ownership Fee Simple
Community Features Curbs Sidewalks Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 15
Full Baths 4
Status New
Directions State Street (IL-38) to North on S Second Street to East on Franklin Street to home
High School Geneva Community High School
City Geneva
High School District 304
MLS Area Geneva
Elementary School Williamsburg Elementary School
Tax Annual Amount 32226.66
Middle/Junior High School Geneva Middle School
Virtual Tour https://www.media.homes/virtualtour/5f75dc4f-2ca4-4fd6-8925-9d7ae93db475
Standard Status Active
Middle/Junior School District 304
Elementary School District 304
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Interior
Interior Amenities Cathedral Ceiling(s) Wet Bar 1st Floor Bedroom 1st Floor Full Bath Built-in Features Walk-In Closet(s) Bookcases Historic/Period Mlwk Special Millwork Granite Counters Separate Dining Room
Basement Finished Rec/Family Area Storage Space Full
Flooring Hardwood Carpet
Total Fireplaces 3
Fireplace Features Wood Burning Gas Starter
Half Baths 1
Laundry Features Upper Level In Unit Sink
Total Bedrooms 4
Room Type Eating Area Bonus Room Recreation Room Exercise Room Family Room Mud Room Sun Room Office Loft
Total Baths 5
Bedrooms Possible 4
Bathroom Double Sink Garden Tub Full Body Spray Shower
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Exterior
Exterior Amenities Balcony Lighting
Parking Features Concrete Garage Door Opener Heated Garage Yes Garage Owned Attached Garage
Lot Features Landscaped Mature Trees
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 12000
Lot Size Acres 0.28
Waterfront Y/N N
Other Equipment Intercom Ceiling Fan(s)
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* Excluded Features
List By
Coldwell Banker Realty

Broker

debora@themckaygroup.com

Email

Affordability Calculator

$13,454
Per Month
80%
20%
0%
Monthly Principal & Interest
$10,769
Monthly Property Taxes
$2,686
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567396 Elementary School
567575 Middle School
Geneva Community High School High School
Pricing History
DatePricePrice ChangeDescription
2/26/2026$1,749,000 Listed Price

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146 Franklin Street, Geneva, IL, 60134 is a Single Family Home for sale at $1,749,000 with 4,182 sqft and a lot size of 0.28. 146 Franklin Street has 4 bedrooms, 4.1 baths, and was built in 1996. The property's zip code is 60134 which is in Geneva, IL