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676 Cottonwood Drive Richmond, KY $ 185,000
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676 Cottonwood Drive
$ 185,000
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676 Cottonwood Drive

Richmond, KY, 40475
$ 185,000
Bedrooms3 Baths1.0 Sq 1,075

Monthly Estimate*

$ 1,139

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Single Family Home for sale in Richmond, KY

for $185,000 with 3 bedrooms and 1 full bath. This 1,075 square foot home was built in 1980 on a lot size of 0.25.

Welcome to 676 Cottonwood Drive — a 3-bedroom, 1-bath home offering a comfortable layout and a chance to step into ownership with confidence. Inside, you'll find a functional floor plan designed for everyday living. The spaces flow naturally, making it easy to settle in, host friends, or simply enjoy a quiet night at home. Each room is thoughtfully proportioned to maximize usability and flexibility. Major system updates provide added peace of mind, including an HVAC system just 3 years old, a roof less than 3 years old, and a water heater that's under a year old — giving reassurance that the essential components are already in place. Outside, a detached storage building adds valuable extra space for tools, hobbies, or seasonal storage. With inventory at this level remaining limited, 676 Cottonwood Drive presents a meaningful opportunity for those looking to establish roots or add to their investment portfolio — all in a super convenient location close to everyday essentials.

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Single Family Active

Price

$ 185,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

0.25

Year Built

1980

Town/City

Richmond

County/Region

Madison

MLS | Web ID

26003456
Features
Interior
Interior Amenities Eat-in Kitchen Primary Downstairs
Basement Interior Entry Unfinished
Flooring Tile Vinyl
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N N
Above Grade Finished Area 1075.0
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 1
Heating-Heat Pump True
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General
Sewer Public Sewer
Heating Electric Heat Pump
Cooling Electric Heat Pump
Utilities Cable Available Electricity Connected Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Composition
Appliances Range Refrigerator
Patio/Porch Features Deck Porch Front Porch Rear Porch
Architectural Style Ranch
Construction Materials Brick Veneer
Year Built 1980
Levels One
Property Subtype Single Family Residence
Parcel Number R014-0002-0064
County Madison
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Old South Estates
Garage Y/N N
Other Structures Shed(s)
Total Rooms 7
Full Baths 1
Status Active
Directions Cottonwood from Four Mile Road in town.
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 10825.0
Carport Y/N N
Elementary School Daniel Boone
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Clark-Moores
MLS Area Minor 008 - Madison County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Parking Features Driveway
Water Source Public
Lot Size Area 0.25
Foundation Details Block
Building Area Total 1075.0
Lot Size Acres 0.25
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 676
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* Excluded Features
List By
Berkshire Hathaway Homeservices Foster Realtors

Broker

Affordability Calculator

$1,139
Per Month
100%
0%
0%
Monthly Principal & Interest
$1,139
Monthly Property Taxes
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Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289744 Elementary School
3292817 Middle School
Madison Central High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
2/26/2026$185,000 Listed Price

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676 Cottonwood Drive, Richmond, KY, 40475 is a Single Family Home for sale at $185,000 with 1,075 sqft and a lot size of 0.25. 676 Cottonwood Drive has 3 bedrooms, 1.0 baths, and was built in 1980. The property's zip code is 40475 which is in Richmond, KY

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