972 Merced River Rd Chula Vista, CA $ 1,200,000
972 Merced River Rd
$ 1,200,000
Recently Listed
Open House 2/28 12pm - 3pm
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972 Merced River Rd

Chula Vista, CA, 91913
$ 1,200,000
Bedrooms5 Baths4.0 Sq 2,928

Monthly Estimate*

$ 7,389

Listed by Coldwell Banker West
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Single Family Home for sale in Chula Vista, CA

for $1,200,000 with 5 bedrooms and 4 full baths. This 2,928 square foot home was built in 2003.

Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard access. Upstairs, the expansive primary suite offers dual vanities, soaking tub, separate shower, and walk-in closets. Secondary bedrooms are well-sized and thoughtfully positioned. The former tandem garage space has been converted into additional finished living area, currently configured as a bedroom with full bathroom and independent exterior backyard access. This added space provides flexible options for extended living, office, gym, or private retreat. Total usable area is approximately 3,146 sq ft including this finished space (buyer to verify all square footage, permits, and usage). The backyard is designed for entertaining, featuring a pergola-covered patio, grassy area, and hillside views. The exterior-access bathroom adds convenience for gatherings. Located near parks, schools, shopping, and Otay Ranch amenities, this home offers space, versatility, and location

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Open House

2/28/2026 12:00 PM - 3:00 PM
3/1/2026 12:00 PM - 3:00 PM
972 Merced River Rd Chula Vista, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 1,200,000

Bedrooms

5

Full Bath

4

Property Type

Single Family

Taxes

$ 0

Style

Year Built

2003

Town/City

Chula Vista

County/Region

San Diego

MLS | Web ID

260004460SD

Days on Market

2

Features
General
Living Area 2928
Heating Forced Air Natural Gas
Cooling Central Air
Possession Close Of Escrow
Roof Spanish Tile
Appliances Convection Oven Dishwasher Disposal Gas Range Gas Water Heater
HOA Fee 138
Garage Spaces 2
Patio/Porch Features Front Porch Patio
Pool Features Community
Security Features Security Guard
Construction Materials Stucco
Year Built 2003
View Mountain(s)
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Pool
Assoc Fee Paid Per Monthly
County San Diego
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Chula Vista
Garage Y/N true
Full Baths 4
Status Active
Directions Cross Street: Santa Carina Rd.
City Chula Vista
Disclosures Covenants/Restrictions Disclosure
Association Name Otay Ranch III
Senior Community Y/N false
Open Parking Spaces 3
MLS Area 91913 - Chula Vista
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities Ceiling Fan(s) Cathedral Ceiling(s) Recessed Lighting Unfurnished
Flooring Tile Wood
Fireplace Features Family Room
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Gas Dryer Hookup Laundry Room
Total Bedrooms 5
Total Baths 4
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Exterior
Parking Features Concrete Driveway
Total Parking 5
Spa false
Private Pool false
Lot Size Source Assessor
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* Excluded Features
List By
Coldwell Banker West

Broker

norma@normaroth.com

Email

Affordability Calculator

$7,389
Per Month
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Monthly Principal & Interest
$7,389
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/26/2026$1,200,000 Listed Price

Map


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972 Merced River Rd, Chula Vista, CA, 91913 is a Single Family Home for sale at $1,200,000 with 2,928 sqft. 972 Merced River Rd has 5 bedrooms, 4.0 baths, and was built in 2003. The property's zip code is 91913 which is in Chula Vista, CA