105 S Bluff Street
Albany, IL, 61230 $ 274,900
Bedrooms3 Baths2.1 Sq 1,958 Monthly Estimate*
$ 1,693
for $274,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,958 square foot home was built in 1934.
Room to grow, space to breathe, and upgrades that make everyday life easier, this 3-bedroom, 2.5-bath single-family home is built for the next chapter. From the kitchen addition and classic built-ins to a sun room that doubles beautifully as a large home office, every corner is designed to give a growing household more flexibility, comfort, and places to land. Inside, you will find a true dining room with built-in cabinets, a butler pantry, a cedar food pantry, and solid oak doors throughout. The kitchen addition creates the kind of flow that works for busy mornings and relaxed evenings, and all appliances stay, including a Speed Queen washer and dryer. Bathrooms are thoughtfully updated with a jet tub and a new shower, while dual on-demand hot water heaters keep hot water ready when you need it, including a recirculation line that helps deliver hot water right at the faucet. Big-ticket improvements add peace of mind, too: a 4-year-old AC condenser, new 200 amp service, top of chimney tuck pointed 2022, and a power-vented attic. Outside, enjoy a generous 0.45-acre setting with practical extras that make a difference. A breezeway connects the home to a true 24 x 24 two-car garage, complete with new door openers and a metal fire door for an added layer of protection. The garage exterior and interior were just painted in 2024, and the home also features a new roof, gutters, downspouts, soffit, and aluminum trim completed by Boss Roofing. Need storage and space for hobbies? You have a shed (approximately 12 x 14) on a cement slab for all the outdoor activites. For added flexibility, the basement includes a gas washer and dryer hookup. When you want to get outside without going far, the river is just 2 block away, and a park is 4 blocks away, perfect for fresh air, quick play breaks, or a peaceful reset. For weekend plans and day trips, the Quad Cities is about 30 minutes away and Galena is an hour away. If you have been waiting for a home with space, smart upgrades, and the kind of character you cannot replicate, schedule your showing and see how effortlessly this one fits real life.
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FeaturesGeneralLiving Area 1958
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
Garage Spaces 2
Association Fee Includes None
Architectural Style Victorian Tudor
Construction Materials Vinyl Siding
Year Built 1934
Township Albany
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Whiteside
New Construction N
Property Type Residential Detached Single
Other Structures Shed(s)
Total Rooms 7
Full Baths 2
Status Active
Directions Off HWY 84 turn east onto 2nd ave and strait up and into drive
City Albany
High School District 2
MLS Area Albany
Tax Annual Amount 4295
Standard Status Active
Middle/Junior School District 2
Elementary School District 2
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InteriorInterior Amenities 1st Floor Full Bath Bookcases Pantry
Basement Unfinished Full
Flooring Hardwood Carpet
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 1
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Foyer Mud Room Heated Sun Room
Total Baths 3
Bedrooms Possible 3
Bathroom Whirlpool
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ExteriorParking Features Yes Attached Garage
Water Source Public
Total Parking 8
Lot Dimensions 100x135
Waterfront Y/N N
Other Equipment Ceiling Fan(s)
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* Excluded FeaturesList ByWindmill Real EstateBroker
kathysuehl@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,693
- Monthly Property Taxes
- $358
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Albany, IL
Average List Price $167,200
Percent of Sale Price 39%
About Albany, IL 891 Population
0% Since 2002
$ 48,333 Median Income
44.31 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
565348 Elementary School
565591 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/26/2026 | $274,900 | | Listed Price |