145 WHISPER RIDGE DRIVE ST AUGUSTINE, FL $ 429,900
145 WHISPER RIDGE DRIVE
$ 429,900
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145 WHISPER RIDGE DRIVE

ST AUGUSTINE, FL, 32092
$ 429,900
Bedrooms4 Baths3.0 Sq 2,071

Monthly Estimate*

$ 2,647

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View a Virtual Tour
Single Family Home for sale in ST AUGUSTINE, FL for $429,900 with 4 bedrooms and 3 full baths. This 2,071 square foot home was built in 2005 on a lot size of 0.24.

Location Matters and this home is overlooking a beautiful lake which makes the backyard environment relaxing and enjoyable. Money matters too - Seller is offering a $7,500 credit to buyers. The home has a great layout inside and works for a number of homeowners - families, couples who want extra office and guest space and even retired folks who like extra space and simply want to relax on the screen porch or, on colder days, sit in front of the fireplace. HOA DUES ONLY $42/Month and NO CDD fees. Owners just installed a new roof in 2025 and fresh carpet in all bedrooms. It's time to move in and love where you live! Lakeviews are enjoyable in the backyard of this 4 BR/3 BA. The yard is fully fenced so this environment is extremely relaxing. The home has just received a brand new roof and fresh carpeting in the bedrooms. It's located about 1.5 miles from the I-95 & SR 16 Interchange, about a mile to the brand new Publix and the Outlet Stores and about 8 miles to Costco & Home Depot (new Wal-Mart coming). The home has a Main BR/BA Suite & Guest BR & BA on one side and the other 2BR's and 1BA on the other side. The home's center is Living, Dining and Kitchen with high ceilings and lots of window space overlooking that gorgeous backyard view.

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Single Family Active

Price

$ 429,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 2,905

Style

Single Family Residence

Lot Size

0.24

Year Built

2005

Town/City

ST AUGUSTINE

County/Region

St Johns

MLS | Web ID

FC316493

Features
General
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Range Refrigerator
Zoning PUD
HOA Fee 42
Garage Spaces 2
Construction Materials Stucco Wood Frame
Pets Allowed Yes
Year Built 2005
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
Assoc Fee Paid Per Monthly
County St Johns
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name WHISPER RDG
Facing Direction South
Garage Y/N true
Total Rooms 9
Full Baths 3
Status Active
Directions SR 16 to I-95. West 1.7 Mi. to Whisper Ridge entrance. Turn South on Whisper Ridge to #145 on the right.
City ST AUGUSTINE
Association Name Inframark
Senior Community Y/N false
MLS Area 32092 - Saint Augustine
Lot Size Units Square Feet
Lot Size Square Feet 10454
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Land Lease Y/N false
Tax Annual Amount 2905
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC316493
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 14
Legal Description 49/43-49 WHISPER RIDGE UNIT 1 LOT 14 OR3997/550
Water View Lake
Water Access Y/N false
Monthly HOA Amount 42
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Primary Bedroom Main Floor
Flooring Carpet Ceramic Tile Laminate
Furnished Y/N Unfurnished
Fireplace Features Electric Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Playground Private Yard Sidewalk
Fencing Fenced
Water Source Public
Lot Size Area 10454
Foundation Details Slab
Building Area Total 2167
Lot Size Acres 0.24
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Century 21 St. Augustine Prope

Broker

dirkschroeder@msn.com

Email

Affordability Calculator

$2,889
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,647
Monthly Property Taxes
$242
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/25/2026$429,900 Listed Price

Map


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145 WHISPER RIDGE DRIVE, ST AUGUSTINE, FL, 32092 is a Single Family Home for sale at $429,900 with 2,071 sqft and a lot size of 0.24. 145 WHISPER RIDGE DRIVE has 4 bedrooms, 3.0 baths, and was built in 2005. The property's zip code is 32092 which is in ST AUGUSTINE, FL