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1278 Terrace Bluff Drive Traverse City, MI $ 420,000
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1278 Terrace Bluff Drive
$ 420,000
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1278 Terrace Bluff Drive

Traverse City, MI, 49686
$ 420,000
Bedrooms3 Baths3.0 Sq 2,435

Monthly Estimate*

$ 2,586

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Single Family Home for sale in Traverse City, MI

for $420,000 with 3 bedrooms and 3 full baths. This 2,435 square foot home was built in 2003.

Freshly updated and move-in ready in Terrace Estates—close to town with a finished lower level and attached 2-car garage. Low maitenance living! NO shoveling, cutting grass etc!!! Welcome home to this beautifully refreshed condo featuring an open floor plan, 3 bedrooms, and 3 bathrooms, with a total of 2,435 finished sq ft including 1,151 finished sq ft in the lower level—perfect for a family room, office, gym, or guest space. You’ll love the easy everyday layout with main-level bedrooms and laundry, plus the convenience of central air, deck/porch outdoor space, and low-maintenance living in a community where the HOA covers key services like grounds and snow removal. Recent updates you’ll appreciate: Fully repainted throughout 3 updated bathrooms Close to town, shopping, dining, and everyday essentials Beautiful landscaping and curb appeal Highlights: 3 Bed | 2.5 Bath 2,435 finished sq ft (1,284 above grade + 1,151 finished lower level) 2-car attached garage Open floor plan + solid-surface kitchen counters

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Single Family Active

Price

$ 420,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Duplex

Year Built

2003

Town/City

Traverse City

County/Region

Grand Traverse

MLS | Web ID

1942500
Features
Interior
Interior Amenities Cathedral Ceiling(s) Entrance Foyer Pantry Drywall High Speed Internet
Basement Finished Rooms Egress Windows Finished
Flooring Laminate Carpet
Fireplace Features None
Kitchen Level Main
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N N
Above Grade Finished Area 1284
Half Baths 0
3/4 Baths 0
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 1151
Entry Level 1
Living Room Level Main
Main Level Bedrooms 2
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
Primary Bathroom Features Shared
Kitchen Area 120
Kitchen Length 12
Kitchen Width 10
Primary on Main 140
Second Bedroom Length 14
Second Bedroom Width 10
Bedroom 3 Area 208
Bedroom 3 Length 16
Bedroom 3 Width 13
Dining Room Area 14
Family Room Area 350
Family Room Length 25
Living Room Length 21
Primary Bedroom Area 196
Primary Bedroom Length 14
Primary Bedroom Width 14
Family Room Width 14
Family Room Level Lower
Dining Room Level Main
Bedroom 3 Level Lower
Second Bedroom Level Main
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General
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Possession Close Of Escrow
Roof Asphalt
Appliances Refrigerator Oven/Range Dishwasher Microwave
HOA Fee 2700
Garage Spaces 2
Association Fee Includes Maintenance Grounds Maintenance Structure
Patio/Porch Features Deck
Security Features Smoke Detector(s)
Construction Materials Frame Vinyl Siding
Pets Allowed false
Year Built 2003
Stories Count 1
Township Garfield
Levels One
Property Subtype Single Family Residence
Waterfront Features None
Community Features None
Accessibility None
Assoc Fee Paid Per Annually
County Grand Traverse
New Construction N
Property Type Residential
Attached Garage Y
Subdivision Name Terrace Estates Condominium
Garage Y/N Y
Other Structures None
Full Baths 3
Status New
Directions Division to south on Garfield to right on Oak Terrace to right at entrance of Terrace Estates
High School Central High School
City Traverse City
Entry Location No Steps First Floor Level
High School District Traverse City Area Public Schools
Zoning Description Residential Deed Restrictions
Lot Size Units Acres
Carport Y/N N
Elementary School Traverse Heights Elementary School
Home Warranty Y/N N
Middle/Junior High School Traverse City East Middle School
Lease Renewal Y/N N
Lease Considered Y/N N
Structure Type Duplex
Primary Bedroom Level Main
Living Area Units Square Feet
Standard Status Active
Middle/Junior School District Traverse City Area Public Schools
Elementary School District Traverse City Area Public Schools
Tax Assessed Value 381200
Ownership Type Private Owner
Lease Amount Frequency Annually
Legal Description UNIT NO.24 TERRACE ESTATES GRAND TRAVERSE COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 125 SECTION 14 T27N R11W.
Year Built Effective 2025
Freehold IDX
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Exterior
Parking Features Concrete Attached
Lot Features Level Landscaped
Water Source Public
Foundation Details Poured Concrete
Number of Buildings 1
Spa N
Road Surface Type Asphalt
Waterfront Y/N N
Horse Y/N N
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* Excluded Features
List By
Social Realty, Llc

Broker

William@socialrealty.com

Email

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$2,586
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Monthly Principal & Interest
$2,586
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5407740 Elementary School
2034438 Middle School
Central High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
2/25/2026$420,000 Listed Price

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1278 Terrace Bluff Drive, Traverse City, MI, 49686 is a Single Family Home for sale at $420,000 with 2,435 sqft. 1278 Terrace Bluff Drive has 3 bedrooms, 3.0 baths, and was built in 2003. The property's zip code is 49686 which is in Traverse City, MI

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