20 Academy Street German Valley, IL $ 125,000
20 Academy Street
$ 125,000
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20 Academy Street

German Valley, IL, 61039
$ 125,000
Bedrooms3 Baths1.0 Sq 1,064

Monthly Estimate*

$ 770

20 Academy Street, German Valley, IL 61039 - Image 1

Single Family Home for sale in German Valley, IL

for $125,000 with 3 bedrooms and 1 full bath. This 1,064 square foot home was built on a lot size of 0.27.

A Small Town with a Big Heart Welcome to Germantown, a community where history isn't just in the books-it's in the streets, the traditions, and the friendly "hello" from your neighbors. Known for its rich heritage and deep-rooted sense of togetherness, Germantown offers the peaceful, secure lifestyle of a small town while keeping you connected to everything you need. The Canvas for Your Dream Home Located on a quiet street, this 3-bedroom, 1-bathroom home is a true "diamond in the rough" waiting for the right visionary to polish it. Whether you are an ambitious DIYer, a first-time homebuyer looking to build sweat equity, or an investor seeking a high-potential rental, this property is your blank canvas. Main Level: A functional layout with three bedrooms that offer great natural light. The Lower Level: The full basement is a game-changer. Currently a clean slate, it's waiting to be transformed into a cozy family room, a home gym, a workshop, or the ultimate "man cave" or "she-shed." The Great Outdoors: Situated on a generous .27-acre lot, the backyard is a rare find. From an expansive garden and a playground to a custom deck for summer BBQs, there is room for a myriad of possibilities to create your own private oasis. Why This Property? Opportunities to own a piece of Germantown at this price point don't come often. With a solid foundation and plenty of character, this home allows you to stop renting and start investing in your future. Bring your tools, your paint swatches, and your imagination-and turn this house into the talk of the town.

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Single Family Active

Price

$ 125,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,477

Style

Ranch

Lot Size

0.27

Town/City

German Valley

County/Region

Stephenson

MLS | Web ID

202600989

Features
Interior
Interior Features Other/None
Basement Yes
Bedroom 3 Level Main
Bedroom 2 Level Main
Fireplace No
Living Room Yes
Beds 3
Total Baths 1
Dining Room No
Living Room Width 16
Living Room Length 12
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General
Road Frontage City/Town
Sewer City/Community
Heating None
Kitchen Level Main
Cooling None
Ownership Type Fee Simple
Possession Closing
Roof Shingle
Water City/Community
Water Heater None
Garage 1
HOA Fee 0
Full Baths 1
Half Baths 0
Electric Circuit Breaker
Style Ranch
Topography City/Town
Class HOUSE
Type House
Parcel Number 052032127910000
HUD No
Tax Year 2024
Basement Type Full
Status ACTIVE and AVAILABLE
Subdivision IL
Sale/Rent For Sale
Status Detail 0
Short Sale No
Primary City German Valley
Year Built 1977
High School ForestVille Valley 221
City GERMAN VALLEY
Taxes 2477
School District ForrestVille Valley 221
Elementary School ForestVille Valley 221
Middle School ForestVille Valley 221
Legal Description LOT 39 VALLEY MEADOW SUB PLAT 2
DOM 1
Postal Code 61039
Price Per Sq Ft Total AG 117.48
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Exterior
Exterior Siding
Lot Size Area 0.27
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* Excluded Features
List By
Amber Payne

Listing Agent

Payne Realty

Broker

amber.paynerealty@gmail.com

Email

Affordability Calculator

$976
Per Month
79%
21%
0%
Monthly Principal & Interest
$770
Monthly Property Taxes
$206
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5403993 Elementary School
5403992 Middle School
ForestVille Valley 221 High School High School
Pricing History
DatePricePrice ChangeDescription
2/25/2026$125,000 Listed Price

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20 Academy Street, German Valley, IL, 61039 is a Single Family Home for sale at $125,000 with 1,064 sqft and a lot size of 0.27. 20 Academy Street has 3 bedrooms and 1.0 baths. The property's zip code is 61039 which is in German Valley, IL