523 4Th Avenue W Spencer, IA $ 170,000
523 4Th Avenue W
$ 170,000
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523 4Th Avenue W

Spencer, IA, 51301
$ 170,000
Bedrooms4 Baths2.0 Sq 1,530

Monthly Estimate*

$ 1,047

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Single Family Home for sale in Spencer, IA

for $170,000 with 4 bedrooms and 2 full baths. This 1,530 square foot home was built in 1900 on a lot size of 0.25.

Charming two-story home featuring 4 bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal for sipping your morning coffee or enjoying a good book in the evening. Outside, enjoy a fenced-in yard and a three-car garage, offering ample storage and parking. A must-see for anyone looking for both style and function!

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Single Family Active

Price

$ 170,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 2,816

Style

TWO STORY

Lot Size

0.25

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260052

Features
General
Sewer Public Sewer
Construction Frame/Wood
Heating Forced Air
Cooling Central
Roof Asphalt
Flood Zone Unknown
Number of Garage Spaces 3
School District Spencer
Architectural Style TWO STORY
Stories Count 2
Class RESIDENTIAL
Assessments Unknown
Levels Two
Type Single Family Residence
Yearly Taxes 2816
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 10890
Construction Materials Aluminum Siding
Primary City Spencer
Year Built 1900
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1530
DOM 10
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 111.11
Public Remarks Charming two-story home featuring 4 bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living while the formal dining room and cozy living room provide plenty of space for entertaini
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Exterior
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N No
Total Baths 2
Full Baths 1
1/4 Baths 0
Basement Style Partial
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* Excluded Features
List By
Kari Stave

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-2691

Phone

klstave@gmail.com

Email

Affordability Calculator

$1,281
Per Month
82%
18%
0%
Monthly Principal & Interest
$1,047
Monthly Property Taxes
$235
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/24/2026$170,000 Listed Price

Map


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523 4Th Avenue W, Spencer, IA, 51301 is a Single Family Home for sale at $170,000 with 1,530 sqft and a lot size of 0.25. 523 4Th Avenue W has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA