235 State Street Garner, IA ^$ 295,000

235 State Street

^$ 295,000

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Recently Listed

235 State Street

Garner, IA, 50438

^$ 295,000

Bedrooms-- Baths--

Monthly Estimate*

^$ 1,816

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Commercial Property for sale in Garner, IA

for $295,000. This building was built in 1920.

Exceptional Opportunity to Own Your Own Business! Take advantage of this prime property that has thrived for over 50 years, housing various businesses such as bars, restaurants, and bakeries. Spanning nearly 6,000 square feet on Garner's main street, this location offers endless possibilities for your entrepreneurial vision. Don’t miss out—contact your REALTOR today to explore this fantastic opportunity!

Commercial Active

Price

^$ 295,000

Property Type

Commercial

Taxes

^$ 2,708

Style

Business

Year Built

1920

Town/City

Garner

County/Region

Hancock

MLS | Web ID

6335803

Features

General

Sewer City Sewer/Connected

Heating Forced Air

Utilities None

Zoning Business/Commercial

Garage Spaces 0

Architectural Style Business

Construction Materials Block Brick

Year Built 1920

Tax Year 2025

Current Use Food Service Restaurant Bar/Tavern/Lounge

Accessibility No Stairs External Doors 36 +

County Hancock

Property Type Commercial Sale

Contingency None

Possible Use Rest/Lounge Restaurant

Status Active

Directions Located on State Street in Garner.

Association Name NCIR

Open Parking Spaces 0

Number Of Units Total 1

Lot Size Units Acres

Tax Annual Amount 2708

Living Area Units Square Feet

Standard Status Active

Legal Description Original Lots 15 16 & S 8' of Lot 17 Block 23

Exterior

Parking Features None

Water Source Public

Lot Dimensions 56 x 117

* Excluded Features

List By

Chad Schoneman

Listing Agent

Schoneman, Realtors

Broker

chad@schonemanrealtors.com

Affordability Calculator

$2,042

Per Month

Monthly Principal & Interest: $1,816
Monthly Property Taxes: $226
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Commerical listings in Garner, IA

Average List Price ^$182,450

Percent of Sale Price 38%

About Garner, IA

3,176 Population

10% Since 2002

^$58,436 Median Income

42.51 Median Age

30% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2872932 Elementary School

2872966 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/23/2026	$295,000		Listed Price

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235 State Street, Garner, IA, 50438 is a Commercial Property for sale at $295,000. 235 State Street was built in 1920. The property's zip code is 50438 which is in Garner, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Association of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability. Data is updated as of 2/25/2026.

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235 State Street

Commercial Property for sale in Garner, IA

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